Is American Airlines Inc Long Term Disability Plan Legit?
Quick charity verification for American Airlines Inc Long Term Disability Plan (EIN: 133031823)
Verdict: American Airlines Inc Long Term Disability Plan appears trustworthy
95/100Mission Score
$35.9MRevenue
$262.6MAssets
0Red Flags
5Strengths
No red flags identified.
Strengths
Consistent asset growth, reaching $262,586,955.
Zero reported liabilities across all filings, indicating strong financial health.
0% officer compensation, demonstrating high administrative efficiency.
Expenses consistently covered by revenue, ensuring sustainability.
Clear focus on program services (disability benefits) with minimal overhead.
Spending Breakdown
How American Airlines Inc Long Term Disability Plan allocates its funds across programs, administration, and fundraising.
100%
Program Spending
Healthy — majority goes to mission
0%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about American Airlines Inc Long Term Disability Plan
Is American Airlines Inc Long Term Disability Plan a legitimate charity?
Based on AI analysis of IRS 990 filings, American Airlines Inc Long Term Disability Plan (EIN: 133031823) appears trustworthy. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.
Is American Airlines Inc Long Term Disability Plan a good charity to donate to?
American Airlines Inc Long Term Disability Plan has a Mission Score of 95/100. Revenue: $35.9M. Assets: $262.6M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for American Airlines Inc Long Term Disability Plan?
The Employer Identification Number (EIN) for American Airlines Inc Long Term Disability Plan is 133031823. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does American Airlines Inc Long Term Disability Plan spend its money?
American Airlines Inc Long Term Disability Plan allocates 100% to programs, 0% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify American Airlines Inc Long Term Disability Plan's tax-exempt status?
You can verify American Airlines Inc Long Term Disability Plan's tax-exempt status using EIN 133031823 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The American Airlines Inc Long Term Disability Plan appears to be a well-managed entity, primarily focused on its stated purpose of providing long-term disability benefits. Its financial health is robust, with assets consistently growing over the past decade, reaching $262,586,955 in the latest period. The organization consistently reports zero liabilities, indicating a strong financial position and no outstanding debts, which is a significant positive indicator of stability and fiscal responsibility.
Spending efficiency is excellent, as the plan's primary function is to disburse benefits, which are categorized as program service expenses. The consistent reporting of 0% officer compensation across all filings suggests that administrative overhead related to executive salaries is non-existent, further enhancing its efficiency. The plan's revenue has fluctuated, but it has consistently generated sufficient income to cover expenses, with significant net assets accumulating over time.
Transparency is high, given the consistent filing of IRS Form 990s and the clear financial reporting, including the absence of liabilities and officer compensation. While specific details on administrative and fundraising costs are not explicitly broken out in the provided data, the nature of a long-term disability plan typically implies minimal fundraising and administrative overhead beyond the direct management of funds and benefit disbursements. The consistent growth in assets and the absence of liabilities underscore a transparent and financially sound operation.