Is American Postal Workers Accident Benefit Association Legit?
Quick charity verification for American Postal Workers Accident Benefit Association (EIN: 20181885)
Verdict: American Postal Workers Accident Benefit Association appears trustworthy
85/100Mission Score
$1.8MRevenue
$2.0MAssets
3Red Flags
5Strengths
Red Flags
NTEE Code Unknown, making it difficult to benchmark against similar organizations.
Lack of detailed spending breakdown (program, admin, fundraising) in provided data, hindering precise efficiency analysis.
Consistent 0% officer compensation is unusual for an organization with over $1.8 million in revenue, warranting further investigation into compensation structures.
Strengths
Strong financial stability with consistent revenue generation (e.g., $1,828,396 in 2023).
Consistent asset growth over recent years (e.g., from $734,724 in 2015 to $1,821,631 in 2023).
Positive net income in most recent years, indicating effective expense management.
Extensive filing history (13 filings) demonstrates transparency and long-term operational consistency.
Liabilities appear to be well-managed and have decreased relative to assets in recent years.
Spending Breakdown
How American Postal Workers Accident Benefit Association allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about American Postal Workers Accident Benefit Association
Is American Postal Workers Accident Benefit Association a legitimate charity?
Based on AI analysis of IRS 990 filings, American Postal Workers Accident Benefit Association (EIN: 20181885) appears trustworthy. Mission Score: 85/100. 3 red flags identified, 5 strengths noted.
Is American Postal Workers Accident Benefit Association a good charity to donate to?
American Postal Workers Accident Benefit Association has a Mission Score of 85/100. Revenue: $1.8M. Assets: $2.0M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for American Postal Workers Accident Benefit Association?
The Employer Identification Number (EIN) for American Postal Workers Accident Benefit Association is 20181885. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does American Postal Workers Accident Benefit Association spend its money?
American Postal Workers Accident Benefit Association allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify American Postal Workers Accident Benefit Association's tax-exempt status?
You can verify American Postal Workers Accident Benefit Association's tax-exempt status using EIN 20181885 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The American Postal Workers Accident Benefit Association demonstrates consistent financial activity, with revenues generally exceeding expenses in recent years, contributing to a steady growth in assets. For example, in 2023, revenue was $1,828,396 against expenses of $1,525,545, leading to an increase in assets to $1,821,631. This trend suggests a stable financial position, allowing the organization to build its reserves. The organization's liabilities have also shown some fluctuation but appear manageable relative to its asset base.
Regarding spending efficiency, without a detailed breakdown of program, administrative, and fundraising expenses, it's challenging to provide a precise assessment. However, the consistent positive net income in recent years indicates that the organization is managing its overall expenditures effectively within its revenue streams. The absence of reported officer compensation is a notable aspect, suggesting that leadership may be volunteer-based or compensated through other means not categorized as officer compensation on the 990.
Transparency appears to be good given the availability of 13 years of IRS 990 filings. The consistent filing history provides a clear long-term view of the organization's financial operations. The lack of reported officer compensation, while potentially positive for efficiency, could also warrant further inquiry to understand the full compensation structure if any key personnel are involved.