Quick charity verification for Ameritrust Cdc (EIN: 205644200)
Verdict: Ameritrust Cdc appears trustworthy
85/100Mission Score
$1.7MRevenue
$1.8MAssets
2Red Flags
4Strengths
Red Flags
Significant deficit in the latest fiscal year (202309) where expenses exceeded revenue by over $230,000.
Lack of detailed functional expense breakdown in available data makes it difficult to fully assess program vs. administrative spending efficiency.
Strengths
Consistent revenue generation over the past decade, generally above $1.2 million annually.
Strong asset base, growing to $1,885,797 in the latest filing.
Exceptional efficiency in executive compensation, consistently reporting 0% officer compensation.
Long history of IRS 990 filings (13 filings), indicating consistent compliance and transparency.
Spending Breakdown
How Ameritrust Cdc allocates its funds across programs, administration, and fundraising.
80%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Ameritrust Cdc
Is Ameritrust Cdc a legitimate charity?
Based on AI analysis of IRS 990 filings, Ameritrust Cdc (EIN: 205644200) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
Is Ameritrust Cdc a good charity to donate to?
Ameritrust Cdc has a Mission Score of 85/100. Revenue: $1.7M. Assets: $1.8M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Ameritrust Cdc?
The Employer Identification Number (EIN) for Ameritrust Cdc is 205644200. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Ameritrust Cdc spend its money?
Ameritrust Cdc allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Ameritrust Cdc's tax-exempt status?
You can verify Ameritrust Cdc's tax-exempt status using EIN 205644200 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Ameritrust Cdc demonstrates consistent financial activity, with revenues and expenses generally in the range of $1.2 million to $1.9 million over the past decade. The organization's assets have shown growth, reaching $1,885,797 in the latest filing (202309), indicating a stable asset base. However, the 202309 filing shows expenses ($1,978,052) exceeding revenue ($1,747,236) by over $230,000, which is a notable deficit compared to prior years where expenses were typically managed closer to or below revenue. This recent deficit warrants closer examination to understand its cause and sustainability.
The organization consistently reports 0% officer compensation across all available filings, which is a significant indicator of either a fully volunteer-led executive team or compensation being reported under different categories. If truly volunteer-led, this represents exceptional efficiency in leadership costs. However, without a detailed functional expense breakdown, it's challenging to fully assess spending efficiency across programs, administration, and fundraising. The consistent reporting of zero officer compensation enhances transparency regarding executive pay, but a complete picture of operational efficiency requires more granular expense data.