Is Bac Disaster Relief Fund Inc Legit?

Quick charity verification for Bac Disaster Relief Fund Inc (EIN: 203437085)

Verdict: Bac Disaster Relief Fund Inc shows mixed signals

65/100Mission Score
$222KRevenue
$1.2MAssets
3Red Flags
3Strengths

Red Flags

Strengths

Spending Breakdown

How Bac Disaster Relief Fund Inc allocates its funds across programs, administration, and fundraising.

50%
Program Spending
Below average — room for improvement
40%
Admin Costs
High — over 25% on administration
10%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Bac Disaster Relief Fund Inc

Is Bac Disaster Relief Fund Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Bac Disaster Relief Fund Inc (EIN: 203437085) shows mixed signals. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.

Is Bac Disaster Relief Fund Inc a good charity to donate to?

Bac Disaster Relief Fund Inc has a Mission Score of 65/100. Revenue: $222K. Assets: $1.2M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Bac Disaster Relief Fund Inc?

The Employer Identification Number (EIN) for Bac Disaster Relief Fund Inc is 203437085. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Bac Disaster Relief Fund Inc spend its money?

Bac Disaster Relief Fund Inc allocates 50% to programs, 40% to administration, and 10% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Bac Disaster Relief Fund Inc's tax-exempt status?

You can verify Bac Disaster Relief Fund Inc's tax-exempt status using EIN 203437085 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Bac Disaster Relief Fund Inc demonstrates strong financial health and efficiency, particularly in its program spending. Over the past three years (2021-2023), the organization consistently reported very low expenses relative to its revenue, indicating a significant accumulation of assets. For instance, in 2023, with revenue of $248,957, expenses were only $20,000, and in 2022, revenue of $227,176 against expenses of $12,000. This pattern suggests that a large portion of its incoming funds are being retained rather than immediately disbursed for programs or operations. The organization's assets have grown substantially, from $71,704 in 2011 to $1,184,860 currently, with no reported liabilities, which is a positive indicator of financial stability. However, the extremely low expense figures across multiple years, especially compared to revenue, raise questions about the scope and scale of its actual disaster relief activities and how effectively it is deploying its accumulated funds for its stated mission. While financial stability is good, a charity's primary purpose is to spend on its mission.

View Full Transparency Report →

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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