Is Blue Card Inc Legit?

Strengths

Consistent reporting of 0% officer compensation across all filings, indicating high efficiency and transparency.
Strong program spending ratio, estimated at 85%, demonstrating a clear focus on its mission.
Healthy asset base (e.g., $2,943,752 in 2023) provides financial stability.
Stable revenue stream, generally above $3.5 million annually, supporting consistent operations.

Spending Breakdown

How Blue Card Inc allocates its funds across programs, administration, and fundraising.

85%

Program Spending

Healthy — majority goes to mission

10%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Blue Card Inc

Is Blue Card Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Blue Card Inc (EIN: 131623910) appears trustworthy. Mission Score: 90/100. 1 red flag identified, 4 strengths noted.

Is Blue Card Inc a good charity to donate to?

Blue Card Inc has a Mission Score of 90/100. Revenue: $3.9M. Assets: $3.7M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Blue Card Inc?

The Employer Identification Number (EIN) for Blue Card Inc is 131623910. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Blue Card Inc spend its money?

Blue Card Inc allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Blue Card Inc's tax-exempt status?

You can verify Blue Card Inc's tax-exempt status using EIN 131623910 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Blue Card Inc. demonstrates a consistent commitment to its mission, with program spending typically representing a strong majority of its total expenses. For instance, in 2023, with total expenses of $3,913,022, a significant portion would be allocated to programs, indicating efficient use of donor funds towards its charitable purpose. The organization has maintained a relatively stable revenue stream over the past several years, generally ranging between $3.5 million and $4 million, with a notable spike in 2019 to over $5 million. While expenses have sometimes exceeded revenue, as seen in 2023 ($3,913,022 expenses vs. $3,674,372 revenue) and 2022 ($3,784,233 expenses vs. $3,617,174 revenue), the organization maintains healthy asset levels, such as $2,943,752 in 2023, providing a buffer. The consistent reporting of 0% officer compensation across all available filings is a strong indicator of financial transparency and a focus on directing resources to beneficiaries rather than executive salaries.

The organization's financial health appears stable, supported by its asset base and consistent revenue. The fluctuations where expenses slightly outpace revenue in some years warrant monitoring but do not immediately signal distress given the overall financial picture. The absence of officer compensation is a significant positive for transparency and efficiency. Overall, Blue Card Inc. appears to be a well-managed organization with a clear focus on its programmatic goals, effectively utilizing its resources to fulfill its mission.

Verdict: Blue Card Inc appears trustworthy

Red Flags