Is Breakwater Learning Legit?

Quick charity verification for Breakwater Learning (EIN: 10249577)

Verdict: Breakwater Learning appears trustworthy

92/100Mission Score
$5.1MRevenue
$5.7MAssets
1Red Flags
4Strengths

Red Flags

Strengths

Spending Breakdown

How Breakwater Learning allocates its funds across programs, administration, and fundraising.

90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Breakwater Learning

Is Breakwater Learning a legitimate charity?

Based on AI analysis of IRS 990 filings, Breakwater Learning (EIN: 10249577) appears trustworthy. Mission Score: 92/100. 1 red flag identified, 4 strengths noted.

Is Breakwater Learning a good charity to donate to?

Breakwater Learning has a Mission Score of 92/100. Revenue: $5.1M. Assets: $5.7M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Breakwater Learning?

The Employer Identification Number (EIN) for Breakwater Learning is 10249577. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Breakwater Learning spend its money?

Breakwater Learning allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Breakwater Learning's tax-exempt status?

You can verify Breakwater Learning's tax-exempt status using EIN 10249577 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Breakwater Learning demonstrates consistent financial growth and stability over the past decade, with revenue increasing from $2,798,085 in 2014 to $4,775,965 in 2023. The organization consistently manages its expenses below its revenue, as seen in 2023 where expenses were $4,690,463 against $4,775,965 in revenue, indicating sound financial management and a surplus for reinvestment or reserves. Their asset base has also grown steadily, reaching $5,885,434 in 2023, suggesting a healthy balance sheet. The organization's transparency is commendable, particularly with the consistent reporting of 0% officer compensation across all available filings. This indicates that the highest-ranking individuals are not receiving salaries, which is unusual for an organization of this size and could imply a volunteer-led executive structure or that compensation is reported under other categories, though the 0% figure is explicitly stated. This practice, if truly reflective of no executive salaries, significantly reduces administrative overhead and maximizes funds available for programs. While specific program, administrative, and fundraising expense breakdowns are not provided in the raw data, the overall financial health appears robust. The consistent positive net income (revenue exceeding expenses) across most years, such as a $85,502 surplus in 2023, allows for sustainable operations and growth. The increasing asset base and controlled liabilities further reinforce a positive financial outlook, making Breakwater Learning appear financially sound and efficient in its operations.

View Full Transparency Report →

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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