No reported officer compensation (0%), indicating volunteer leadership and low personnel overhead.
Consistent filing of IRS Form 990s, demonstrating a commitment to transparency.
Stable, minimal liabilities ($1 across all filings).
Spending Breakdown
How Camden Student Trust Fund allocates its funds across programs, administration, and fundraising.
80%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Camden Student Trust Fund
Is Camden Student Trust Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Camden Student Trust Fund (EIN: 16015938) shows mixed signals. Mission Score: 60/100. 3 red flags identified, 3 strengths noted.
Is Camden Student Trust Fund a good charity to donate to?
Camden Student Trust Fund has a Mission Score of 60/100. Revenue: $6. Assets: $7K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Camden Student Trust Fund?
The Employer Identification Number (EIN) for Camden Student Trust Fund is 16015938. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Camden Student Trust Fund spend its money?
Camden Student Trust Fund allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Camden Student Trust Fund's tax-exempt status?
You can verify Camden Student Trust Fund's tax-exempt status using EIN 16015938 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Camden Student Trust Fund appears to be a very small organization, as indicated by its latest reported revenue of just $6 and assets of $6,796 in 2020. The organization has consistently reported minimal revenue over the years, often significantly less than its expenses. For example, in 2020, it had $6 in revenue against $6,495 in expenses, and in 2019, $10 in revenue against $7,386 in expenses. This suggests that the organization is either winding down, operating on a very limited scale, or primarily disbursing funds from a diminishing endowment rather than actively fundraising. The consistent reporting of $1 in liabilities across all filings suggests a stable, albeit minimal, financial structure.
The spending efficiency is difficult to fully assess without a detailed breakdown of expenses, but the consistent deficit spending (expenses far exceeding revenue) is a notable trend. Given the lack of officer compensation reported (0% in all available periods), it suggests that the organization is likely run by volunteers, which can be a positive indicator of efficiency in terms of personnel costs. However, the overall financial health appears to be in decline, with assets decreasing from $51,603 in 2011 to $6,796 in 2020, indicating a steady depletion of its financial base. Transparency is generally good through its consistent 990 filings, but the lack of detailed expense categories limits a deeper analysis of program versus administrative spending.