Is Capital District Physicians Health Plan Inc Legit?
Quick charity verification for Capital District Physicians Health Plan Inc (EIN: 141641028)
Verdict: Capital District Physicians Health Plan Inc appears trustworthy
85/100Mission Score
$2.1BRevenue
$530.3MAssets
1Red Flags
4Strengths
Red Flags
Unclear executive compensation reporting (0% officer comp for a multi-billion dollar entity)
Strengths
Very high program spending efficiency (estimated 97% of expenses directly to mission)
Consistent growth in revenue and assets over the past decade
Large scale of operations, indicating significant impact in its service area
Tight operational margins, suggesting funds are primarily used for services rather than accumulation
Spending Breakdown
How Capital District Physicians Health Plan Inc allocates its funds across programs, administration, and fundraising.
97%
Program Spending
Healthy — majority goes to mission
3%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Capital District Physicians Health Plan Inc
Is Capital District Physicians Health Plan Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Capital District Physicians Health Plan Inc (EIN: 141641028) appears trustworthy. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.
Is Capital District Physicians Health Plan Inc a good charity to donate to?
Capital District Physicians Health Plan Inc has a Mission Score of 85/100. Revenue: $2.1B. Assets: $530.3M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Capital District Physicians Health Plan Inc?
The Employer Identification Number (EIN) for Capital District Physicians Health Plan Inc is 141641028. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Capital District Physicians Health Plan Inc spend its money?
Capital District Physicians Health Plan Inc allocates 97% to programs, 3% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Capital District Physicians Health Plan Inc's tax-exempt status?
You can verify Capital District Physicians Health Plan Inc's tax-exempt status using EIN 141641028 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Capital District Physicians Health Plan Inc. operates on a massive scale, with revenues consistently exceeding $1.4 billion annually, reaching over $2.1 billion in the latest reported period. As a health plan, a significant portion of its expenses are directly related to program services (healthcare costs). The organization generally operates with a narrow surplus or deficit, indicating that most revenue is expended on its mission. For instance, in 2023, expenses were $1,981,536,225 against revenues of $2,035,980,146, showing a tight operational margin. The consistent reporting of 0% officer compensation across all available filings suggests that executive compensation, if any, is not reported in the 'officer compensation' section of the 990, or that the organization's structure does not involve compensated officers in the traditional sense, which could be a point for further inquiry regarding transparency in executive pay. The organization's assets have grown over time, from $477 million in 2014 to $588 million in 2023, indicating financial stability.