Is Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot Legit?
Quick charity verification for Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot (EIN: 16084838)
Verdict: Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot shows mixed signals
65/100Mission Score
$0Revenue
$0Assets
3Red Flags
2Strengths
Red Flags
Consistent deficit spending, with expenses exceeding revenue by $5,000-$7,000 annually.
Declining asset base, from $259,453 in 2011 to $235,048 in 2015, indicating a spend-down of principal.
Lack of detailed program expense breakdown in the provided summary, making it hard to assess specific impact.
Strengths
Zero officer compensation reported across all filings, indicating efficient use of funds for non-executive purposes.
Consistent filing of IRS Form 990s, demonstrating transparency in financial reporting.
Spending Breakdown
How Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot allocates its funds across programs, administration, and fundraising.
80%
Program Spending
Healthy — majority goes to mission
20%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot
Is Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot a legitimate charity?
Based on AI analysis of IRS 990 filings, Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot (EIN: 16084838) shows mixed signals. Mission Score: 65/100. 3 red flags identified, 2 strengths noted.
Is Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot a good charity to donate to?
Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot has a Mission Score of 65/100. Revenue: $0. Assets: $0. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot?
The Employer Identification Number (EIN) for Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot is 16084838. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot spend its money?
Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot allocates 80% to programs, 20% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot's tax-exempt status?
You can verify Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot's tax-exempt status using EIN 16084838 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Charitable Trust Uw Of Harry E Cummings C/O Donald E Talbot appears to be a small trust with consistent, albeit modest, financial activity. Over the past five years, its revenue has fluctuated between approximately $8,725 and $10,865, while expenses have consistently exceeded revenue, ranging from $14,715 to $17,280. This consistent deficit spending has led to a gradual decline in assets, from $259,453 in 2011 to $235,048 in 2015. The organization reports zero officer compensation, which is a positive indicator for donor confidence regarding executive pay.
The trust's financial health shows a pattern of spending down its principal, as evidenced by the declining asset base and consistent operating deficits. While the specific program activities are not detailed in the provided data, the lack of revenue generation beyond investment income (implied by the consistent, small revenue figures) suggests it functions more as a disbursing trust than an actively fundraising charity. Its transparency is good in terms of filing its 990s, but without more detailed program expense breakdowns, it's difficult to fully assess spending efficiency beyond the overall deficit.
Given the consistent expenses exceeding revenue and the declining asset base, the trust's long-term financial sustainability is a concern if this trend continues without a change in investment performance or distribution strategy. The zero officer compensation is a strong point, indicating that the trust's resources are not being used for high administrative salaries.