Is Charlestown Senior Citizens Club Legit?…

Quick charity verification for Charlestown Senior Citizens Club (EIN: 20362412)

Strengths

Consistent 0% officer compensation, indicating volunteer-led operations and high efficiency.
Stable asset base, consistently above $240,000, demonstrating financial resilience.
Zero reported liabilities across all filings, indicating strong financial management and low debt risk.
Positive net income in the most recent filing (2023: $23,818), showing improved financial health.
Consistent IRS 990 filing history, demonstrating transparency and compliance.

Spending Breakdown

How Charlestown Senior Citizens Club allocates its funds across programs, administration, and fundraising.

90%

Program Spending

Healthy — majority goes to mission

10%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Charlestown Senior Citizens Club

Is Charlestown Senior Citizens Club a legitimate charity?

Based on AI analysis of IRS 990 filings, Charlestown Senior Citizens Club (EIN: 20362412) appears trustworthy. Mission Score: 85/100. 0 red flags identified, 5 strengths noted.

Is Charlestown Senior Citizens Club a good charity to donate to?

Charlestown Senior Citizens Club has a Mission Score of 85/100. Revenue: $50K. Assets: $265K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Charlestown Senior Citizens Club?

The Employer Identification Number (EIN) for Charlestown Senior Citizens Club is 20362412. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Charlestown Senior Citizens Club spend its money?

Charlestown Senior Citizens Club allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Charlestown Senior Citizens Club's tax-exempt status?

You can verify Charlestown Senior Citizens Club's tax-exempt status using EIN 20362412 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

The Charlestown Senior Citizens Club demonstrates consistent financial stability with a healthy asset base relative to its annual revenue and expenses. Over the past decade, the organization has maintained assets generally above $240,000, peaking at $282,214 in 2014 and most recently reported at $257,758 in 2023. Revenue and expenses fluctuate year-to-year, with 2023 showing a positive net income of $23,818 ($65,198 revenue vs. $41,380 expenses), a significant improvement from previous years where expenses often exceeded revenue, such as in 2022 ($33,458 revenue vs. $45,406 expenses). This indicates a recent positive trend in financial management.

The organization's spending efficiency appears strong, particularly given that officer compensation has consistently been reported as 0% across all available filings. This suggests that the club is run by volunteers, which significantly reduces administrative overhead and maximizes the proportion of funds available for program services. While specific program spending breakdowns are not detailed in the provided data, the absence of paid executive staff is a strong indicator of efficient resource allocation. The consistent reporting of zero liabilities also points to sound financial practices and a low-risk profile.

Transparency is high regarding executive compensation, as the 0% officer compensation is clearly stated in all filings. The consistent filing of IRS Form 990 over many years also demonstrates a commitment to regulatory compliance and public disclosure. However, without a detailed breakdown of expenses into program, administrative, and fundraising categories, a full assessment of spending efficiency is limited. Despite this, the overall financial picture suggests a well-managed, community-focused organization with a strong volunteer base.

Is Charlestown Senior Citizens Club Legit?

Verdict: Charlestown Senior Citizens Club appears trustworthy