Is Club Sebago Association Inc Legit? —…

Strengths

Consistent revenue growth, increasing from $533,709 in 2014 to $1,174,948 in 2023.
Strong financial stability with consistent operating surpluses (e.g., $29,611 surplus in 2023).
No reported officer compensation across all filings, indicating high resource allocation to mission.
Healthy asset growth from $5.9 million in 2014 to $6.8 million in 2023.
Low and stable liabilities relative to assets, indicating good financial health.

Spending Breakdown

How Club Sebago Association Inc allocates its funds across programs, administration, and fundraising.

90%

Program Spending

Healthy — majority goes to mission

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Club Sebago Association Inc

Is Club Sebago Association Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Club Sebago Association Inc (EIN: 10493055) appears trustworthy. Mission Score: 88/100. 1 red flag identified, 5 strengths noted.

Is Club Sebago Association Inc a good charity to donate to?

Club Sebago Association Inc has a Mission Score of 88/100. Revenue: $1.3M. Assets: $6.9M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Club Sebago Association Inc?

The Employer Identification Number (EIN) for Club Sebago Association Inc is 10493055. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Club Sebago Association Inc spend its money?

Club Sebago Association Inc allocates 90% to programs, 7% to administration, and 3% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Club Sebago Association Inc's tax-exempt status?

You can verify Club Sebago Association Inc's tax-exempt status using EIN 10493055 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Club Sebago Association Inc demonstrates consistent financial growth and stability over the past decade. Revenue has steadily increased from $533,709 in 2014 to $1,174,948 in 2023, with assets growing from $5,902,434 to $6,825,235 in the same period. The organization consistently operates with a surplus, as seen in the latest filing where revenue of $1,174,948 exceeded expenses of $1,145,337, indicating sound financial management.

The organization's spending efficiency appears strong, particularly given the reported 0% officer compensation across all available filings, suggesting that resources are primarily directed towards its mission rather than executive salaries. While a detailed breakdown of program, administrative, and fundraising expenses isn't provided in the summary data, the consistent surpluses and lack of executive compensation are positive indicators of efficient resource allocation. Liabilities have remained relatively low and stable, further supporting financial health.

Transparency is generally good, with a consistent filing history of 13 IRS 990 forms. The absence of officer compensation is a notable positive for transparency and public trust. To further enhance transparency, a more detailed breakdown of functional expenses (program, administrative, fundraising) would be beneficial for external analysis, though the overall financial picture is robust.

Is Club Sebago Association Inc Legit?

Verdict: Club Sebago Association Inc appears trustworthy

Red Flags