Quick charity verification for College Guild (EIN: 10545944)
Verdict: College Guild appears trustworthy
85/100Mission Score
$76KRevenue
$245KAssets
2Red Flags
4Strengths
Red Flags
Expenses exceeded revenue in 2023 ($211,604 vs $123,081) and 2022 ($166,260 vs $124,978), indicating a recent trend of operating deficits.
Declining assets from a peak of $415,805 in 2021 to $299,591 in 2023, potentially due to recent deficits.
Strengths
Zero officer compensation reported across all filings, indicating highly efficient use of funds and volunteer leadership.
Consistently low or zero liabilities, demonstrating strong financial management and minimal debt.
Long operational history with 13 filings, suggesting stability and sustained commitment to its mission.
Maintained a significant asset base ($299,591 in 2023) despite recent deficits, providing a financial cushion.
Spending Breakdown
How College Guild allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
5%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about College Guild
Is College Guild a legitimate charity?
Based on AI analysis of IRS 990 filings, College Guild (EIN: 10545944) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
Is College Guild a good charity to donate to?
College Guild has a Mission Score of 85/100. Revenue: $76K. Assets: $245K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for College Guild?
The Employer Identification Number (EIN) for College Guild is 10545944. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does College Guild spend its money?
College Guild allocates 90% to programs, 5% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify College Guild's tax-exempt status?
You can verify College Guild's tax-exempt status using EIN 10545944 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
College Guild demonstrates a consistent commitment to its mission, as evidenced by its historical financial data. The organization has maintained a lean operational structure, with no reported officer compensation across all available filings, which is a strong indicator of volunteer-driven leadership and efficient use of donor funds. While the organization experienced a deficit in 2023 and 2022, with expenses exceeding revenue by $88,523 and $41,282 respectively, its asset base of $299,591 in 2023 suggests a reasonable financial cushion. The organization's liabilities have consistently been very low or zero, indicating sound financial management and minimal debt reliance.
The organization's spending efficiency appears high, particularly given the absence of executive compensation. The NTEE code B60 (Adult Education Programs) aligns with its likely program focus. The recent trend of expenses exceeding revenue warrants monitoring, as continued deficits could erode its asset base over time. However, the overall financial health, characterized by low liabilities and a history of positive net assets, suggests a well-managed, albeit small, nonprofit.