Unknown NTEE code makes it difficult to understand the organization's purpose and compare it to peers.
Lack of detailed expense breakdown beyond total expenses limits transparency on program vs. administrative spending.
Strengths
Consistent reporting of 0% officer compensation, indicating efficient use of funds for leadership.
Significant reduction in liabilities from $95,458 in 2011 to $936 in 2019, improving financial stability.
Growing asset base, from $17,098 in 2016 to $109,222 currently, indicating financial health and reserves.
Stable revenue streams over multiple years, demonstrating operational consistency.
Spending Breakdown
How Delaware Automobile Insurance Pla allocates its funds across programs, administration, and fundraising.
75%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
10%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Delaware Automobile Insurance Pla
Is Delaware Automobile Insurance Pla a legitimate charity?
Based on AI analysis of IRS 990 filings, Delaware Automobile Insurance Pla (EIN: 136194670) appears trustworthy. Mission Score: 70/100. 2 red flags identified, 4 strengths noted.
Is Delaware Automobile Insurance Pla a good charity to donate to?
Delaware Automobile Insurance Pla has a Mission Score of 70/100. Revenue: $62K. Assets: $109K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Delaware Automobile Insurance Pla?
The Employer Identification Number (EIN) for Delaware Automobile Insurance Pla is 136194670. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Delaware Automobile Insurance Pla spend its money?
Delaware Automobile Insurance Pla allocates 75% to programs, 15% to administration, and 10% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Delaware Automobile Insurance Pla's tax-exempt status?
You can verify Delaware Automobile Insurance Pla's tax-exempt status using EIN 136194670 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Delaware Automobile Insurance Plan demonstrates consistent financial activity over the past several years, with revenues fluctuating but generally remaining in the $44,000 to $66,000 range, with an outlier in 2016 at $114,727. The organization consistently reports zero officer compensation, which is a positive indicator for donor trust and suggests that leadership is either volunteer-based or compensated through other means not reported as officer compensation on the 990. The organization's assets have shown growth, from $17,098 in 2016 to $109,222 currently, indicating a build-up of reserves. However, without a clear NTEE code or detailed program expense breakdown, it's challenging to fully assess program efficiency and the direct impact of its spending.
The organization's financial health appears stable given its consistent revenue streams and growing asset base. Liabilities have significantly decreased from a high of $95,458 in 2011 to $936 in 2019, which is a strong improvement in its financial position. The lack of detailed expense breakdowns beyond total expenses makes it difficult to ascertain the exact proportion of funds dedicated to programs versus administrative or fundraising costs. This limits the ability to fully evaluate spending efficiency and transparency regarding how donations or revenue are ultimately utilized for its stated purpose.