Quick charity verification for Fall Creek Valley Housing Inc (EIN: 200305096)
Verdict: Fall Creek Valley Housing Inc appears trustworthy
75/100Mission Score
$173KRevenue
$381KAssets
3Red Flags
3Strengths
Red Flags
Liabilities consistently exceed assets, indicating a potentially precarious financial position or significant long-term debt.
Assets have shown a consistent decline over the past decade, from $549,361 in 2014 to $393,179 in 2023.
The latest filing (202312) shows expenses ($141,563) significantly exceeding revenue ($118,533), resulting in a deficit.
Strengths
Consistent 0% officer compensation across all filings, indicating highly efficient administrative spending.
Long history of IRS 990 filings (13 filings), demonstrating consistent transparency and compliance.
Stable revenue generation over the past decade, typically around $100,000-$120,000 annually.
Spending Breakdown
How Fall Creek Valley Housing Inc allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Fall Creek Valley Housing Inc
Is Fall Creek Valley Housing Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Fall Creek Valley Housing Inc (EIN: 200305096) appears trustworthy. Mission Score: 75/100. 3 red flags identified, 3 strengths noted.
Is Fall Creek Valley Housing Inc a good charity to donate to?
Fall Creek Valley Housing Inc has a Mission Score of 75/100. Revenue: $173K. Assets: $381K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Fall Creek Valley Housing Inc?
The Employer Identification Number (EIN) for Fall Creek Valley Housing Inc is 200305096. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Fall Creek Valley Housing Inc spend its money?
Fall Creek Valley Housing Inc allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Fall Creek Valley Housing Inc's tax-exempt status?
You can verify Fall Creek Valley Housing Inc's tax-exempt status using EIN 200305096 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Fall Creek Valley Housing Inc. appears to be a small, stable nonprofit focused on housing, as indicated by its NTEE code L22. Its financial health shows consistent operations with revenues generally covering expenses, though the latest filing (202312) shows expenses ($141,563) exceeding revenue ($118,533), resulting in a deficit. Over the past decade, the organization has maintained a relatively consistent level of revenue, typically around $100,000-$120,000 annually.
The organization's assets have shown a gradual decline over the past decade, from $549,361 in 2014 to $393,179 in 2023, while liabilities have remained substantial, consistently exceeding assets. This indicates a long-term reliance on debt or other obligations. The consistent reporting of 0% officer compensation across all filings suggests a volunteer-led or very lean administrative structure, which is a positive indicator for spending efficiency. However, the significant and growing liabilities relative to assets warrant closer examination to understand the organization's long-term financial stability and the nature of these obligations.
Transparency is generally good given the consistent filing of IRS Form 990s. The absence of officer compensation simplifies the analysis of administrative costs, suggesting that most expenses are likely directed towards program services or operational overhead. However, without a detailed breakdown of expenses from the 990, it's challenging to precisely determine the program spending ratio. The consistent deficits in some years, particularly the most recent, suggest a need for careful financial management to ensure sustainability.