Quick charity verification for Habitable (EIN: 205036229)
Verdict: Habitable appears trustworthy
90/100Mission Score
$5.1MRevenue
$4.9MAssets
2Red Flags
5Strengths
Red Flags
Consistent 0% officer compensation for an organization with over $5M in revenue, which is highly unusual and may obscure actual executive remuneration.
Expenses exceeded revenue in 2022, indicating a temporary operating deficit.
Strengths
Consistent and significant revenue growth over the past decade, from $1.18M in 2014 to $5.24M in 2023.
Strong asset accumulation, with assets growing from $717,964 in 2014 to $3,899,744 in 2023.
Positive net asset position maintained throughout its filing history, indicating financial stability.
Regular and consistent IRS 990 filings, demonstrating commitment to compliance and transparency.
Low liabilities relative to assets, suggesting good financial management and solvency.
Spending Breakdown
How Habitable allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Habitable
Is Habitable a legitimate charity?
Based on AI analysis of IRS 990 filings, Habitable (EIN: 205036229) appears trustworthy. Mission Score: 90/100. 2 red flags identified, 5 strengths noted.
Is Habitable a good charity to donate to?
Habitable has a Mission Score of 90/100. Revenue: $5.1M. Assets: $4.9M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Habitable?
The Employer Identification Number (EIN) for Habitable is 205036229. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Habitable spend its money?
Habitable allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Habitable's tax-exempt status?
You can verify Habitable's tax-exempt status using EIN 205036229 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Habitable demonstrates a generally healthy financial trajectory, marked by consistent revenue growth over the past decade, from $1.18 million in 2014 to $5.24 million in 2023. The organization has maintained a positive net asset position, growing from $717,964 in 2014 to $3,899,744 in 2023, indicating sound financial management and accumulation of resources. While expenses have also increased, they generally remain below revenue, allowing for asset growth, with the exception of 2022 where expenses ($3,199,694) exceeded revenue ($2,506,484).
Spending efficiency appears strong, as the organization consistently reports 0% officer compensation across all available filings, suggesting that leadership is either unpaid or compensated through other means not classified as officer compensation, which is a positive indicator for donor confidence. The consistent growth in assets relative to liabilities also points to responsible financial stewardship. The organization's NTEE code M99 (Other Human Services) suggests a broad mission, and the financial data supports an organization that is growing its capacity to deliver on its objectives.
Transparency is high regarding executive compensation, with the reported 0% officer compensation. However, without a detailed breakdown of program, administrative, and fundraising expenses, a full assessment of spending efficiency across these categories is limited. The consistent filing of IRS Form 990s over 13 periods demonstrates a commitment to regulatory compliance and public disclosure.