Is Harold B And Doris Cunningham Trust Legit?

Quick charity verification for Harold B And Doris Cunningham Trust (EIN: 220960168)

Verdict: Harold B And Doris Cunningham Trust appears trustworthy

75/100Mission Score

$1.2MRevenue

$805KAssets

3Red Flags

4Strengths

Red Flags

Consistent pattern of expenses exceeding revenue, leading to asset depletion (e.g., 2024: $57,644 expenses vs. $51,685 revenue; 2023: $49,759 expenses vs. $35,688 revenue).
Significant one-time expense in 2020 ($795,201) relative to revenue ($196,243) without clear explanation in available data.
Long-term decline in total assets from $1,775,324 in 2012 to $1,547,022 in 2024.

Strengths

Zero reported officer compensation across all filings, indicating highly efficient executive cost management.
Consistently low liabilities ($0 or $1), suggesting strong financial stability and minimal debt.
NTEE code T22 indicates a focus on grantmaking, aligning with a direct charitable purpose.
Consistent filing of IRS 990s demonstrates transparency in financial reporting.

Spending Breakdown

How Harold B And Doris Cunningham Trust allocates its funds across programs, administration, and fundraising.

90%

Program Spending

Healthy — majority goes to mission

10%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Harold B And Doris Cunningham Trust

Is Harold B And Doris Cunningham Trust a legitimate charity?

Based on AI analysis of IRS 990 filings, Harold B And Doris Cunningham Trust (EIN: 220960168) appears trustworthy. Mission Score: 75/100. 3 red flags identified, 4 strengths noted.

Is Harold B And Doris Cunningham Trust a good charity to donate to?

Harold B And Doris Cunningham Trust has a Mission Score of 75/100. Revenue: $1.2M. Assets: $805K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Harold B And Doris Cunningham Trust?

The Employer Identification Number (EIN) for Harold B And Doris Cunningham Trust is 220960168. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Harold B And Doris Cunningham Trust spend its money?

Harold B And Doris Cunningham Trust allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Harold B And Doris Cunningham Trust's tax-exempt status?

You can verify Harold B And Doris Cunningham Trust's tax-exempt status using EIN 220960168 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

The Harold B And Doris Cunningham Trust appears to be a grant-making organization, as indicated by its NTEE code T22 (Private Grantmaking Foundations). Its financial health shows a consistent pattern of expenses often exceeding revenue in recent years, such as in 2024 where expenses were $57,644 against revenues of $51,685, and in 2023 with $49,759 in expenses versus $35,688 in revenue. This trend suggests the trust is drawing down its assets to fund its activities, which have decreased from $1,775,324 in 2012 to $1,547,022 in 2024. The significant drop in assets in 2020, from $1,496,142 in 2021 to $1,405,933, coincided with a large expense year of $795,201 against $196,243 in revenue, indicating a substantial distribution or investment loss.

The organization demonstrates strong spending efficiency in terms of administrative and fundraising costs, as there is no reported officer compensation across all filings, and liabilities are consistently minimal ($0 or $1). This suggests a lean operational structure. However, without detailed breakdowns of program service expenses versus other costs, it's challenging to fully assess the efficiency of its grant-making activities. The consistent reporting of minimal liabilities also points to sound financial management regarding debt.

Transparency is generally good given the availability of 990 filings. The absence of officer compensation is a positive indicator for donors concerned about executive pay. However, the filings do not provide granular detail on the types of grants made or the beneficiaries, which would enhance transparency regarding its programmatic impact. The consistent decline in assets over the long term, while potentially part of its spend-down strategy, warrants closer observation.

View Full Transparency Report →

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.