Quick charity verification for Home Builders League Of South Jersey (EIN: 210649560)
Verdict: Home Builders League Of South Jersey appears trustworthy
75/100Mission Score
$1.6MRevenue
$1.1MAssets
2Red Flags
4Strengths
Red Flags
Lack of detailed expense breakdown (program vs. admin vs. fundraising) in provided data, hindering full efficiency assessment.
Expenses frequently exceed revenue, requiring reliance on reserves (e.g., 2022: $689,224 expenses vs. $643,262 revenue).
Strengths
Consistent reporting of 0% officer compensation, indicating efficient use of funds or volunteer leadership.
No reported liabilities across all 13 filings, demonstrating strong financial health and low debt.
Stable asset base consistently over $1 million, providing financial resilience.
Positive net income in the most recent filing (2023: $715,608 revenue vs. $667,790 expenses).
Spending Breakdown
How Home Builders League Of South Jersey allocates its funds across programs, administration, and fundraising.
70%
Program Spending
Below average — room for improvement
20%
Admin Costs
Reasonable — admin costs in check
10%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Home Builders League Of South Jersey
Is Home Builders League Of South Jersey a legitimate charity?
Based on AI analysis of IRS 990 filings, Home Builders League Of South Jersey (EIN: 210649560) appears trustworthy. Mission Score: 75/100. 2 red flags identified, 4 strengths noted.
Is Home Builders League Of South Jersey a good charity to donate to?
Home Builders League Of South Jersey has a Mission Score of 75/100. Revenue: $1.6M. Assets: $1.1M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Home Builders League Of South Jersey?
The Employer Identification Number (EIN) for Home Builders League Of South Jersey is 210649560. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Home Builders League Of South Jersey spend its money?
Home Builders League Of South Jersey allocates 70% to programs, 20% to administration, and 10% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Home Builders League Of South Jersey's tax-exempt status?
You can verify Home Builders League Of South Jersey's tax-exempt status using EIN 210649560 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Home Builders League Of South Jersey demonstrates consistent financial stability with assets consistently over $1 million, reaching $1,078,870 in 2023. While revenue has fluctuated, the organization generally operates with expenses closely aligned to or slightly exceeding revenue in most years, indicating a break-even or slight deficit operational model rather than significant surplus accumulation. For instance, in 2023, revenue was $715,608 against expenses of $667,790, showing a modest surplus. However, in 2022, expenses of $689,224 exceeded revenue of $643,262.
The organization's spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which is not provided in the summary data. The consistent reporting of 0% officer compensation across all filings suggests a volunteer-led or very lean executive structure, which can be a positive indicator of efficiency. However, the absence of liabilities across all reported periods is a strong positive indicator of sound financial management and low financial risk.
Transparency regarding executive compensation is excellent, with 0% reported. However, the lack of detailed expense categorization (program vs. admin vs. fundraising) in the provided data limits a full assessment of spending efficiency and program focus. The consistent asset base and minimal liabilities suggest a well-managed, albeit potentially lean, operation.