Is Ibm Corp Medical & Dental Benefits Plan…

Quick charity verification for Ibm Corp Medical & Dental Benefits Plan Tr P92435 (EIN: 133017999)

Strengths

Consistently reports 0% officer compensation, indicating high efficiency in executive overhead.
Reports $0 liabilities across all filings, demonstrating strong financial stability and no debt.
Manages over $1 billion in annual revenue and expenses, indicating significant scale and impact in providing benefits.
Expenses closely align with revenue, suggesting funds are primarily disbursed for their intended purpose rather than accumulated.

Spending Breakdown

How Ibm Corp Medical & Dental Benefits Plan Tr P92435 allocates its funds across programs, administration, and fundraising.

99%

Program Spending

Healthy — majority goes to mission

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Ibm Corp Medical & Dental Benefits Plan Tr P92435

Is Ibm Corp Medical & Dental Benefits Plan Tr P92435 a legitimate charity?

Based on AI analysis of IRS 990 filings, Ibm Corp Medical & Dental Benefits Plan Tr P92435 (EIN: 133017999) appears trustworthy. Mission Score: 90/100. 2 red flags identified, 4 strengths noted.

Is Ibm Corp Medical & Dental Benefits Plan Tr P92435 a good charity to donate to?

Ibm Corp Medical & Dental Benefits Plan Tr P92435 has a Mission Score of 90/100. Revenue: $1.1B. Assets: $18.4M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Ibm Corp Medical & Dental Benefits Plan Tr P92435?

The Employer Identification Number (EIN) for Ibm Corp Medical & Dental Benefits Plan Tr P92435 is 133017999. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Ibm Corp Medical & Dental Benefits Plan Tr P92435 spend its money?

Ibm Corp Medical & Dental Benefits Plan Tr P92435 allocates 99% to programs, 1% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Ibm Corp Medical & Dental Benefits Plan Tr P92435's tax-exempt status?

You can verify Ibm Corp Medical & Dental Benefits Plan Tr P92435's tax-exempt status using EIN 133017999 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Ibm Corp Medical & Dental Benefits Plan Tr P92435 operates as a significant entity, managing over a billion dollars in revenue and expenses annually, primarily focused on medical and dental benefits. The organization consistently reports zero liabilities and zero officer compensation across all available filings, which suggests a streamlined operational structure and a high degree of financial stability in terms of debt and executive overhead. However, the NTEE code being 'Unknown' could indicate a lack of detailed classification, potentially impacting transparency for those seeking to understand its specific programmatic focus beyond its name.

Financially, the organization generally operates with expenses closely mirroring or slightly exceeding revenue in recent years, such as in 2023 where expenses were $1,039,567,435 against revenues of $1,032,954,186. This indicates that the plan is designed to disburse nearly all incoming funds, which is typical for a benefits trust. While assets fluctuate, they remain a small fraction of annual revenue, reinforcing the idea that funds are primarily flowing through the organization to beneficiaries rather than accumulating significantly. The consistent reporting of zero officer compensation is a strong positive for efficiency and transparency, as it implies that administrative costs related to executive salaries are non-existent or covered by a related entity.

Overall, the organization appears financially sound for its stated purpose, with a clear pattern of disbursing funds. The lack of liabilities and officer compensation are notable strengths. However, the absence of a specific NTEE code and detailed spending breakdown beyond the high-level revenue and expense figures in the provided data limits a deeper analysis of its programmatic efficiency and specific administrative costs. Without more granular expense data, it's challenging to precisely determine the proportion of funds directly benefiting plan participants versus other operational costs.

Is Ibm Corp Medical & Dental Benefits Plan Tr P92435 Legit?

Verdict: Ibm Corp Medical & Dental Benefits Plan Tr P92435 appears trustworthy

Red Flags