Is Iso New England Retiree Medical Dental And Life Tr Legit?
Quick charity verification for Iso New England Retiree Medical Dental And Life Tr (EIN: 137379593)
Verdict: Iso New England Retiree Medical Dental And Life Tr appears trustworthy
95/100Mission Score
$6.3MRevenue
$28.4MAssets
0Red Flags
5Strengths
No red flags identified.
Strengths
Consistent asset growth, from $15,355,780 in 2014 to $26,309,122 in 2023.
Zero reported liabilities across all filings, indicating excellent financial stability.
Zero officer compensation reported, demonstrating a strong commitment to mission and efficient use of funds.
Low and stable expense ratios relative to assets and revenue, suggesting efficient operations.
Clear focus on its stated purpose as a retiree medical, dental, and life trust.
Spending Breakdown
How Iso New England Retiree Medical Dental And Life Tr allocates its funds across programs, administration, and fundraising.
100%
Program Spending
Healthy — majority goes to mission
0%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Iso New England Retiree Medical Dental And Life Tr
Is Iso New England Retiree Medical Dental And Life Tr a legitimate charity?
Based on AI analysis of IRS 990 filings, Iso New England Retiree Medical Dental And Life Tr (EIN: 137379593) appears trustworthy. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.
Is Iso New England Retiree Medical Dental And Life Tr a good charity to donate to?
Iso New England Retiree Medical Dental And Life Tr has a Mission Score of 95/100. Revenue: $6.3M. Assets: $28.4M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Iso New England Retiree Medical Dental And Life Tr?
The Employer Identification Number (EIN) for Iso New England Retiree Medical Dental And Life Tr is 137379593. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Iso New England Retiree Medical Dental And Life Tr spend its money?
Iso New England Retiree Medical Dental And Life Tr allocates 100% to programs, 0% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Iso New England Retiree Medical Dental And Life Tr's tax-exempt status?
You can verify Iso New England Retiree Medical Dental And Life Tr's tax-exempt status using EIN 137379593 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Iso New England Retiree Medical Dental And Life Tr appears to be a well-managed trust with a clear purpose of providing retiree benefits. The organization consistently reports zero liabilities and zero officer compensation across all available filings, indicating strong financial stewardship and a focus on its beneficiaries rather than administrative overhead or executive pay. Its assets have shown consistent growth over the years, from $15,355,780 in 2014 to $26,309,122 in 2023, demonstrating financial stability and prudent management of its endowment.
The revenue streams fluctuate significantly year-to-year, for example, $7,781,081 in 2018 compared to $206,768 in 2022, which is typical for investment-dependent trusts. However, expenses remain relatively stable and low compared to assets and, in most years, revenue, suggesting efficient operation. The absence of reported officer compensation further enhances its transparency and commitment to its mission, as resources are not diverted to high executive salaries. Overall, the trust exhibits strong financial health and a high degree of transparency.