Quick charity verification for Linwood Educational Trust Fund Inc (EIN: 20474928)
Verdict: Linwood Educational Trust Fund Inc appears trustworthy
95/100Mission Score
$32KRevenue
$176KAssets
1Red Flags
4Strengths
Red Flags
Volatile annual revenue, ranging significantly from year to year (e.g., $2,972 in 2021 vs. $87,944 in 2022), which could impact consistent program delivery.
Strengths
100% of expenses consistently allocated to programs, as no officer compensation or other administrative/fundraising expenses are reported.
Zero officer compensation across all reported periods, indicating a volunteer-driven model and maximizing funds for beneficiaries.
Stable and growing asset base, increasing from $146,213 in 2012 to $171,247 in 2024, demonstrating financial resilience.
Minimal liabilities reported ($0 or $1 across all filings), indicating strong financial health and low debt.
Spending Breakdown
How Linwood Educational Trust Fund Inc allocates its funds across programs, administration, and fundraising.
100%
Program Spending
Healthy — majority goes to mission
0%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Linwood Educational Trust Fund Inc
Is Linwood Educational Trust Fund Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Linwood Educational Trust Fund Inc (EIN: 20474928) appears trustworthy. Mission Score: 95/100. 1 red flag identified, 4 strengths noted.
Is Linwood Educational Trust Fund Inc a good charity to donate to?
Linwood Educational Trust Fund Inc has a Mission Score of 95/100. Revenue: $32K. Assets: $176K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Linwood Educational Trust Fund Inc?
The Employer Identification Number (EIN) for Linwood Educational Trust Fund Inc is 20474928. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Linwood Educational Trust Fund Inc spend its money?
Linwood Educational Trust Fund Inc allocates 100% to programs, 0% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Linwood Educational Trust Fund Inc's tax-exempt status?
You can verify Linwood Educational Trust Fund Inc's tax-exempt status using EIN 20474928 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Linwood Educational Trust Fund Inc. demonstrates a consistent commitment to its mission with a strong program spending ratio, as evidenced by its latest filing where expenses were $30,742 against revenue of $35,912. Over the past decade, the organization has maintained a stable asset base, fluctuating between $115,836 and $178,961, indicating prudent financial management despite varying annual revenues. The absence of officer compensation across all reported periods suggests a volunteer-driven leadership, which contributes to lower administrative overhead and maximizes funds available for programs. However, the organization's revenue has been somewhat volatile, ranging from a low of $2,972 in 2021 to a high of $87,944 in 2022, which could pose challenges for long-term program planning if not managed with a robust fundraising strategy. Overall, the organization appears financially healthy with a clear focus on its programmatic goals.