Is Love In Action Legit?

Strengths

Consistent reporting of 0% officer compensation across all filings, demonstrating a strong commitment to mission-focused spending.
Zero reported liabilities in all available filings, indicating excellent financial health and no reliance on debt.
Positive net income in most reporting periods, showing effective expense management relative to revenue.
Consistent asset growth over time, from $3,935 in 2014 to $212,127 in 2023, building organizational capacity.

Spending Breakdown

How Love In Action allocates its funds across programs, administration, and fundraising.

90%

Program Spending

Healthy — majority goes to mission

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Love In Action

Is Love In Action a legitimate charity?

Based on AI analysis of IRS 990 filings, Love In Action (EIN: 202913418) appears trustworthy. Mission Score: 92/100. 1 red flag identified, 4 strengths noted.

Is Love In Action a good charity to donate to?

Love In Action has a Mission Score of 92/100. Revenue: $231K. Assets: $173K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Love In Action?

The Employer Identification Number (EIN) for Love In Action is 202913418. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Love In Action spend its money?

Love In Action allocates 90% to programs, 7% to administration, and 3% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Love In Action's tax-exempt status?

You can verify Love In Action's tax-exempt status using EIN 202913418 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Love In Action demonstrates a generally stable financial position, with assets consistently exceeding liabilities, indicating good fiscal management. The organization has shown significant fluctuations in revenue and expenses over the past few years, notably a peak in 2021 with over $2.6 million in revenue, followed by a substantial decrease to $263,348 in 2023. Despite these fluctuations, the organization has maintained a positive net income in most years, suggesting effective cost control relative to its varying income levels. The consistent reporting of zero officer compensation across all filings indicates a strong commitment to directing funds towards its mission rather than executive salaries, enhancing its transparency and public trust.

Spending efficiency appears to be strong, as evidenced by the consistent positive difference between revenue and expenses in most periods, allowing for asset growth. For example, in 2023, the organization spent $226,674 against $263,348 in revenue, retaining funds for future operations. The absence of liabilities further strengthens its financial health, indicating a debt-free operation. This financial prudence, combined with the lack of executive compensation, suggests a highly efficient use of donor funds.

Overall, Love In Action exhibits a high degree of financial transparency through its consistent IRS 990 filings and the clear allocation of resources. The organization's ability to operate without incurring debt and its commitment to zero officer compensation are significant positive indicators of its dedication to its mission and responsible stewardship of donations. While revenue has varied, the underlying financial management principles appear sound.

Verdict: Love In Action appears trustworthy

Red Flags