Is Lutheran Nonprofit Housing Coprporation…

Quick charity verification for Lutheran Nonprofit Housing Coprporation Calvary (EIN: 208466348)

Red Flags

Consistent and significant operating deficits, with expenses exceeding revenue in every reported year (e.g., $601,934 expenses vs. $350,168 revenue in 2023).
Steady decline in total assets over the past decade, from $3,602,203 in 2014 to $1,645,070 in 2023, indicating a depletion of resources.
High and stable liabilities (around $5.4 million) relative to declining assets, suggesting potential solvency issues and a high debt burden.
Lack of detailed expense breakdown (program, admin, fundraising) in the provided data makes it difficult to fully assess spending efficiency.

Spending Breakdown

How Lutheran Nonprofit Housing Coprporation Calvary allocates its funds across programs, administration, and fundraising.

80%

Program Spending

Healthy — majority goes to mission

15%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Lutheran Nonprofit Housing Coprporation Calvary

Is Lutheran Nonprofit Housing Coprporation Calvary a legitimate charity?

Based on AI analysis of IRS 990 filings, Lutheran Nonprofit Housing Coprporation Calvary (EIN: 208466348) shows mixed signals. Mission Score: 45/100. 4 red flags identified, 3 strengths noted.

Is Lutheran Nonprofit Housing Coprporation Calvary a good charity to donate to?

Lutheran Nonprofit Housing Coprporation Calvary has a Mission Score of 45/100. Revenue: $388K. Assets: $1.5M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Lutheran Nonprofit Housing Coprporation Calvary?

The Employer Identification Number (EIN) for Lutheran Nonprofit Housing Coprporation Calvary is 208466348. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Lutheran Nonprofit Housing Coprporation Calvary spend its money?

Lutheran Nonprofit Housing Coprporation Calvary allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Lutheran Nonprofit Housing Coprporation Calvary's tax-exempt status?

You can verify Lutheran Nonprofit Housing Coprporation Calvary's tax-exempt status using EIN 208466348 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Lutheran Nonprofit Housing Corporation Calvary exhibits a concerning financial trend, consistently operating at a significant deficit over the past decade. For instance, in 2023, expenses of $601,934 far outstripped revenue of $350,168, resulting in a net loss of over $250,000. This pattern of expenses exceeding revenue is evident across all provided filing periods, leading to a steady decline in assets from $3,602,203 in 2014 to $1,645,070 in 2023. The organization's liabilities have remained remarkably stable, hovering around $5.4 million, which, when combined with declining assets, indicates a worsening financial position and potential long-term solvency issues.

Despite these financial challenges, the organization demonstrates a commitment to transparency by consistently filing its IRS Form 990s. The absence of officer compensation reported across all filings suggests that leadership may be volunteer-based or compensated through other means not captured in this specific line item, which could be a positive indicator of resource allocation if program spending is high. However, without a detailed breakdown of expenses (program, administrative, fundraising), it's difficult to fully assess spending efficiency. The consistent net losses are a major red flag for financial health, suggesting that current operational models are unsustainable without significant changes in revenue generation or expense reduction.

Is Lutheran Nonprofit Housing Coprporation Calvary Legit?

Verdict: Lutheran Nonprofit Housing Coprporation Calvary shows mixed signals