Is Mercy Housing Mountain Plains Legit? —…

Quick charity verification for Mercy Housing Mountain Plains (EIN: 201583332)

Strengths

Consistent and significant asset growth, from $6.5M in 2014 to $38M in 2023, indicating strong financial management and stability.
Zero reported officer compensation across all 13 filings, demonstrating exceptional commitment to mission-focused spending and transparency.
Generally strong financial health with revenues consistently exceeding expenses in most years, allowing for reinvestment in programs.
Low liabilities relative to assets, with liabilities of $10.5M against assets of $38M in 2023, suggesting a healthy balance sheet.

Spending Breakdown

How Mercy Housing Mountain Plains allocates its funds across programs, administration, and fundraising.

90%

Program Spending

Healthy — majority goes to mission

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Mercy Housing Mountain Plains

Is Mercy Housing Mountain Plains a legitimate charity?

Based on AI analysis of IRS 990 filings, Mercy Housing Mountain Plains (EIN: 201583332) appears trustworthy. Mission Score: 92/100. 2 red flags identified, 4 strengths noted.

Is Mercy Housing Mountain Plains a good charity to donate to?

Mercy Housing Mountain Plains has a Mission Score of 92/100. Revenue: $10.1M. Assets: $46.4M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Mercy Housing Mountain Plains?

The Employer Identification Number (EIN) for Mercy Housing Mountain Plains is 201583332. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Mercy Housing Mountain Plains spend its money?

Mercy Housing Mountain Plains allocates 90% to programs, 7% to administration, and 3% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Mercy Housing Mountain Plains's tax-exempt status?

You can verify Mercy Housing Mountain Plains's tax-exempt status using EIN 201583332 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Mercy Housing Mountain Plains demonstrates a generally strong financial position, with assets consistently growing over the past decade, reaching $38,039,284 in 2023. The organization's revenue streams have shown significant fluctuations, peaking at over $24 million in 2020, but maintaining a healthy level around $10 million in recent years. This variability in revenue, while not uncommon for nonprofits engaged in housing development, warrants attention to ensure long-term sustainability.

The organization exhibits excellent spending efficiency, particularly in its most recent filing (2023), where expenses were $3,973,124 against revenues of $9,945,087. This indicates a substantial portion of funds are available for program activities or reinvestment. The consistent reporting of 0% officer compensation across all filings suggests a commitment to directing resources towards its mission rather than executive salaries, enhancing its transparency and public trust. However, without a detailed breakdown of program, administrative, and fundraising expenses, a precise assessment of spending allocation is limited.

Overall, Mercy Housing Mountain Plains appears to be a financially sound organization with a strong asset base and a commendable approach to executive compensation. Its financial health is robust, and its transparency regarding officer compensation is a significant positive. Further detail on functional expenses would provide even greater clarity on spending efficiency.

Is Mercy Housing Mountain Plains Legit?

Verdict: Mercy Housing Mountain Plains appears trustworthy

Red Flags