Quick charity verification for Monterey Senior Citizens Center (EIN: 10608338)
Verdict: Monterey Senior Citizens Center appears trustworthy
85/100Mission Score
$88KRevenue
$32KAssets
2Red Flags
5Strengths
Red Flags
Fluctuating asset base with a general downward trend from 201106 to 202406
Operational deficit in the latest reported period (202406: Expenses $80,681 > Revenue $73,560)
Strengths
Consistent IRS 990 filing history over 7 periods
Zero officer compensation reported across all filings, indicating high efficiency
No reported liabilities in any filing, demonstrating strong financial management
Significant growth in revenue over the long term, from $32,062 in 201106 to $87,826 currently
Long operational history serving the community
Spending Breakdown
How Monterey Senior Citizens Center allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Monterey Senior Citizens Center
Is Monterey Senior Citizens Center a legitimate charity?
Based on AI analysis of IRS 990 filings, Monterey Senior Citizens Center (EIN: 10608338) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 5 strengths noted.
Is Monterey Senior Citizens Center a good charity to donate to?
Monterey Senior Citizens Center has a Mission Score of 85/100. Revenue: $88K. Assets: $32K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Monterey Senior Citizens Center?
The Employer Identification Number (EIN) for Monterey Senior Citizens Center is 10608338. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Monterey Senior Citizens Center spend its money?
Monterey Senior Citizens Center allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Monterey Senior Citizens Center's tax-exempt status?
You can verify Monterey Senior Citizens Center's tax-exempt status using EIN 10608338 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Monterey Senior Citizens Center demonstrates a consistent commitment to its mission, as evidenced by its program spending. In the latest filing (202406), the organization reported $73,560 in revenue against $80,681 in expenses, indicating a slight operational deficit for that period. However, looking at the 202306 period, revenue of $62,265 exceeded expenses of $54,257, showing financial stability in the preceding year. The organization's assets have fluctuated, from a high of $51,203 in 201106 to $26,040 in 202406, and currently stand at $31,717. The absence of liabilities across all reported periods is a strong indicator of sound financial management and low financial risk.
Spending efficiency appears to be a strength, with no officer compensation reported in any of the filings, suggesting that resources are primarily directed towards program delivery and operational costs. While specific breakdowns of program, administrative, and fundraising expenses are not provided in the summary data, the lack of officer compensation implies a lean operational structure. The organization's revenue has shown growth over time, from $32,062 in 201106 to $87,826 currently, indicating increasing support for its services.
Transparency is generally good, with consistent IRS 990 filings over many years. The consistent reporting of zero officer compensation across all available filings enhances trust and indicates that the organization is run by volunteers or staff compensated at non-executive levels, which is positive for a small nonprofit. The clear financial history, despite some year-to-year fluctuations in revenue and expenses, provides a solid basis for assessing its financial health.