Declining asset base over the past decade (from $368,861 in 2014 to $290,077 in 2023)
Strengths
No reported officer compensation, indicating efficient leadership costs
Consistent filing history, suggesting good transparency
Stable revenue stream over the past decade, albeit insufficient to cover expenses
Spending Breakdown
How Mosaic Illinois Housing At Macomb I allocates its funds across programs, administration, and fundraising.
80%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Mosaic Illinois Housing At Macomb I
Is Mosaic Illinois Housing At Macomb I a legitimate charity?
Based on AI analysis of IRS 990 filings, Mosaic Illinois Housing At Macomb I (EIN: 204841909) shows mixed signals. Mission Score: 65/100. 2 red flags identified, 3 strengths noted.
Is Mosaic Illinois Housing At Macomb I a good charity to donate to?
Mosaic Illinois Housing At Macomb I has a Mission Score of 65/100. Revenue: $33K. Assets: $272K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Mosaic Illinois Housing At Macomb I?
The Employer Identification Number (EIN) for Mosaic Illinois Housing At Macomb I is 204841909. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Mosaic Illinois Housing At Macomb I spend its money?
Mosaic Illinois Housing At Macomb I allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Mosaic Illinois Housing At Macomb I's tax-exempt status?
You can verify Mosaic Illinois Housing At Macomb I's tax-exempt status using EIN 204841909 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Mosaic Illinois Housing At Macomb I appears to be a small, stable organization based on its IRS 990 filings. Over the past decade, its revenue has consistently hovered around $30,000-$35,000, with expenses generally exceeding revenue, leading to a gradual decline in assets from $368,861 in 2014 to $290,077 in 2023. This consistent deficit spending, while not immediately critical given its asset base, warrants attention as it indicates the organization is drawing down its reserves.
The organization's financial health is characterized by its small scale and consistent operational deficits. While its assets are still substantial relative to its annual revenue, the trend of declining assets due to expenses exceeding revenue is a long-term concern. The absence of reported officer compensation across all filings suggests a volunteer-led or very lean administrative structure, which can be a positive indicator of efficiency, though specific program spending details are not provided in the summary data to fully assess spending efficiency.
Transparency appears to be good, with consistent annual filings. However, without detailed expense breakdowns beyond the summary data, it's challenging to fully assess spending efficiency. The consistent operational deficits, where expenses have exceeded revenue in every reported year, suggest that the organization is not financially self-sustaining on an annual basis and relies on its asset base to cover shortfalls.