Is Mosaic Illinois Housing At Rockfordi…

Quick charity verification for Mosaic Illinois Housing At Rockfordi (EIN: 204841856)

Spending Breakdown

How Mosaic Illinois Housing At Rockfordi allocates its funds across programs, administration, and fundraising.

80%

Program Spending

Healthy — majority goes to mission

15%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Mosaic Illinois Housing At Rockfordi

Is Mosaic Illinois Housing At Rockfordi a legitimate charity?

Based on AI analysis of IRS 990 filings, Mosaic Illinois Housing At Rockfordi (EIN: 204841856) shows mixed signals. Mission Score: 55/100. 3 red flags identified, 2 strengths noted.

Is Mosaic Illinois Housing At Rockfordi a good charity to donate to?

Mosaic Illinois Housing At Rockfordi has a Mission Score of 55/100. Revenue: $61K. Assets: $542K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Mosaic Illinois Housing At Rockfordi?

The Employer Identification Number (EIN) for Mosaic Illinois Housing At Rockfordi is 204841856. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Mosaic Illinois Housing At Rockfordi spend its money?

Mosaic Illinois Housing At Rockfordi allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Mosaic Illinois Housing At Rockfordi's tax-exempt status?

You can verify Mosaic Illinois Housing At Rockfordi's tax-exempt status using EIN 204841856 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Mosaic Illinois Housing At Rockfordi consistently operates with significant deficits, as evidenced by its expenses far exceeding revenue in all reported periods. For example, in 2023, revenue was $58,873 while expenses were $159,845, indicating a substantial reliance on existing assets or external support to cover operational costs. The organization's assets have been steadily declining over the past decade, from $1,364,829 in 2014 to $627,412 in 2023, suggesting a trend of spending down its reserves. Liabilities have remained relatively stable, hovering around $600,000-$630,000, which, when compared to declining assets, indicates a worsening financial position.

The organization's financial health appears precarious due to its consistent operating losses and diminishing asset base. While the NTEE code F30 (Housing Development, Construction & Management) suggests a program-focused mission, the available data does not provide a detailed breakdown of spending efficiency (program vs. administrative vs. fundraising costs). However, the absence of reported officer compensation across all filings suggests a commitment to minimizing executive overhead, which is a positive indicator for transparency and resource allocation. The consistent deficits, however, raise concerns about long-term sustainability and the ability to maintain its mission without significant changes to its financial model.

Given the consistent and substantial operating deficits, the organization's financial model appears unsustainable in the long term without significant changes to revenue generation or expense management. The declining asset base further underscores this concern. While the lack of officer compensation is a positive transparency point, the overall financial trajectory warrants close monitoring.

Is Mosaic Illinois Housing At Rockfordi Legit?

Verdict: Mosaic Illinois Housing At Rockfordi shows mixed signals

Red Flags

Strengths