Liabilities are a manageable portion of assets (typically 30-40%), suggesting good financial management.
Spending Breakdown
How National Association Of Professional Surplus Lines Offices Ltd allocates its funds across programs, administration, and fundraising.
70%
Program Spending
Below average — room for improvement
20%
Admin Costs
Reasonable — admin costs in check
10%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about National Association Of Professional Surplus Lines Offices Ltd
Is National Association Of Professional Surplus Lines Offices Ltd a legitimate charity?
Based on AI analysis of IRS 990 filings, National Association Of Professional Surplus Lines Offices Ltd (EIN: 112399515) shows mixed signals. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.
Is National Association Of Professional Surplus Lines Offices Ltd a good charity to donate to?
National Association Of Professional Surplus Lines Offices Ltd has a Mission Score of 65/100. Revenue: $0. Assets: $0. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for National Association Of Professional Surplus Lines Offices Ltd?
The Employer Identification Number (EIN) for National Association Of Professional Surplus Lines Offices Ltd is 112399515. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does National Association Of Professional Surplus Lines Offices Ltd spend its money?
National Association Of Professional Surplus Lines Offices Ltd allocates 70% to programs, 20% to administration, and 10% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify National Association Of Professional Surplus Lines Offices Ltd's tax-exempt status?
You can verify National Association Of Professional Surplus Lines Offices Ltd's tax-exempt status using EIN 112399515 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The National Association Of Professional Surplus Lines Offices Ltd (NAPSLO) demonstrates consistent financial activity, with revenues and expenses generally in the range of $5-7 million annually over the past seven years. While the latest reported revenue and assets are $0, this appears to be an anomaly or a reporting lag, as previous filings show substantial financial operations. The organization has maintained a healthy asset base, consistently above $9 million, with liabilities typically around 30-40% of assets, indicating a stable financial position. There's no reported officer compensation, which could suggest a volunteer-led executive structure or that compensation is reported differently, warranting further investigation for full transparency. The organization's spending efficiency cannot be fully assessed without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data.