Quick charity verification for Nca Employees Benefit Pl & Tr New York (EIN: 113058395)
Verdict: Nca Employees Benefit Pl & Tr New York appears trustworthy
85/100Mission Score
$2.1MRevenue
$3.1MAssets
2Red Flags
4Strengths
Red Flags
NTEE Code is unknown, limiting detailed programmatic assessment
Periods of deficit spending (e.g., 2021 and 2020) where expenses exceeded revenue
Strengths
Consistent revenue generation and asset maintenance over a decade
No reported officer compensation across all filings, indicating strong financial stewardship
Generally stable financial health with surpluses in most recent years (e.g., 2023 and 2022)
Robust asset base of over $3 million, providing financial stability
Spending Breakdown
How Nca Employees Benefit Pl & Tr New York allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Nca Employees Benefit Pl & Tr New York
Is Nca Employees Benefit Pl & Tr New York a legitimate charity?
Based on AI analysis of IRS 990 filings, Nca Employees Benefit Pl & Tr New York (EIN: 113058395) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
Is Nca Employees Benefit Pl & Tr New York a good charity to donate to?
Nca Employees Benefit Pl & Tr New York has a Mission Score of 85/100. Revenue: $2.1M. Assets: $3.1M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Nca Employees Benefit Pl & Tr New York?
The Employer Identification Number (EIN) for Nca Employees Benefit Pl & Tr New York is 113058395. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Nca Employees Benefit Pl & Tr New York spend its money?
Nca Employees Benefit Pl & Tr New York allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Nca Employees Benefit Pl & Tr New York's tax-exempt status?
You can verify Nca Employees Benefit Pl & Tr New York's tax-exempt status using EIN 113058395 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Nca Employees Benefit Pl & Tr New York appears to be a stable organization, consistently generating revenue and maintaining assets over the past decade. In the latest filing (202312), the organization reported revenue of $1,791,782 against expenses of $1,691,941, indicating a surplus. While the NTEE code is unknown, suggesting a lack of detailed programmatic classification, the consistent financial activity and lack of reported officer compensation point towards a focus on its stated purpose, likely employee benefits. The organization's assets have remained robust, with $3,111,337 in 2023, demonstrating financial resilience.
The organization's spending efficiency seems reasonable, with expenses generally tracking closely to revenue, avoiding significant deficits in most years. For instance, in 2023, expenses were 94.4% of revenue. However, there were periods of deficit spending, such as in 2021 and 2020, where expenses exceeded revenue by $596,486 and $183,113 respectively. The absence of reported officer compensation across all filings is a strong indicator of financial transparency and a commitment to directing funds towards the organization's mission rather than executive salaries. The lack of a specific NTEE code, however, does make it challenging to fully assess programmatic focus and compare efficiency against similar organizations.