Quick charity verification for Neighborhood Capital Funding Inc (EIN: 113829932)
Verdict: Neighborhood Capital Funding Inc appears trustworthy
92/100Mission Score
$2.0MRevenue
$18.5MAssets
1Red Flags
4Strengths
Red Flags
Significant increase in liabilities alongside assets, suggesting reliance on debt financing.
Strengths
Consistent and substantial asset growth, from $343,685 in 2015 to $18,474,393 currently.
Steady revenue growth over the past decade, indicating increasing operational capacity.
Consistent reporting of 0% officer compensation, suggesting high transparency or volunteer leadership.
Generally positive net income (revenue exceeding expenses) in most filing periods.
Spending Breakdown
How Neighborhood Capital Funding Inc allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
8%
Admin Costs
Reasonable — admin costs in check
2%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Neighborhood Capital Funding Inc
Is Neighborhood Capital Funding Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Neighborhood Capital Funding Inc (EIN: 113829932) appears trustworthy. Mission Score: 92/100. 1 red flag identified, 4 strengths noted.
Is Neighborhood Capital Funding Inc a good charity to donate to?
Neighborhood Capital Funding Inc has a Mission Score of 92/100. Revenue: $2.0M. Assets: $18.5M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Neighborhood Capital Funding Inc?
The Employer Identification Number (EIN) for Neighborhood Capital Funding Inc is 113829932. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Neighborhood Capital Funding Inc spend its money?
Neighborhood Capital Funding Inc allocates 90% to programs, 8% to administration, and 2% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Neighborhood Capital Funding Inc's tax-exempt status?
You can verify Neighborhood Capital Funding Inc's tax-exempt status using EIN 113829932 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Neighborhood Capital Funding Inc demonstrates consistent financial growth and appears to be fiscally sound. Over the past decade, the organization has shown a steady increase in both revenue and assets, with assets growing from $343,685 in 2015 to $18,474,393 currently. This substantial asset growth, alongside a generally positive net income (revenue exceeding expenses in most years), indicates strong financial management and capacity building. The organization's liabilities have also grown proportionally with assets, suggesting that a significant portion of its assets may be financed through debt, which is common for organizations involved in capital funding. The consistent reporting of 0% officer compensation across all available filings suggests a high degree of transparency regarding executive pay, or that executive functions are performed by unpaid volunteers or through other arrangements not classified as officer compensation on the 990.