Quick charity verification for New Jersey Retail Merchants Association (EIN: 221834736)
Verdict: New Jersey Retail Merchants Association shows mixed signals
65/100Mission Score
$286KRevenue
$167KAssets
3Red Flags
2Strengths
Red Flags
Significant and consistent decline in revenue over the past eight years, from $591,402 in 2011 to $285,694 in 2018.
High administrative costs relative to total expenses, with 'other expenses' (likely administrative) at $99,397 out of $279,364 total expenses in 2018.
The organization's net assets have decreased from $355,836 in 2011 to $167,324 in 2018, indicating a weakening financial position.
Strengths
Maintains a positive net asset balance, though it has been declining.
Consistent filing of financial reports, indicating a basic level of compliance.
Spending Breakdown
How New Jersey Retail Merchants Association allocates its funds across programs, administration, and fundraising.
50%
Program Spending
Below average — room for improvement
35%
Admin Costs
High — over 25% on administration
15%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about New Jersey Retail Merchants Association
Is New Jersey Retail Merchants Association a legitimate charity?
Based on AI analysis of IRS 990 filings, New Jersey Retail Merchants Association (EIN: 221834736) shows mixed signals. Mission Score: 65/100. 3 red flags identified, 2 strengths noted.
Is New Jersey Retail Merchants Association a good charity to donate to?
New Jersey Retail Merchants Association has a Mission Score of 65/100. Revenue: $286K. Assets: $167K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for New Jersey Retail Merchants Association?
The Employer Identification Number (EIN) for New Jersey Retail Merchants Association is 221834736. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does New Jersey Retail Merchants Association spend its money?
New Jersey Retail Merchants Association allocates 50% to programs, 35% to administration, and 15% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify New Jersey Retail Merchants Association's tax-exempt status?
You can verify New Jersey Retail Merchants Association's tax-exempt status using EIN 221834736 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
New Jersey Retail Merchants Association is a unknown nonprofit based in Trenton, New Jersey, with reported revenue of $286K and assets of $167K. Our AI analysis assigns a Mission Score of 65/100 (Good). Approximately 50% of spending goes to programs, 35% to administration, and 15% to fundraising. Executive compensation is not explicitly detailed in the provided data, making a direct assessment difficult without further filings. Revenue has declined -52% across 8 filing periods.