Quick charity verification for New Mexico Community Capital (EIN: 201798654)
Verdict: New Mexico Community Capital appears trustworthy
80/100Mission Score
$6.4MRevenue
$9.8MAssets
2Red Flags
4Strengths
Red Flags
Significant increase in liabilities without clear explanation in summary data ($17,452 in 2014 to $8,246,463 in 2023)
Consistent 0% officer compensation reported, which is atypical for an organization of this size and revenue, potentially obscuring executive pay details.
Strengths
Strong and consistent revenue growth over the past decade (from $755,457 in 2014 to $4,164,763 in 2023).
Consistent positive net income (revenue exceeding expenses) indicating sound financial management.
Significant asset accumulation, growing from $1,258,369 in 2014 to $11,653,210 in 2023, enhancing long-term capacity.
Long filing history (13 filings) demonstrating consistent compliance and transparency in reporting.
Spending Breakdown
How New Mexico Community Capital allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about New Mexico Community Capital
Is New Mexico Community Capital a legitimate charity?
Based on AI analysis of IRS 990 filings, New Mexico Community Capital (EIN: 201798654) appears trustworthy. Mission Score: 80/100. 2 red flags identified, 4 strengths noted.
Is New Mexico Community Capital a good charity to donate to?
New Mexico Community Capital has a Mission Score of 80/100. Revenue: $6.4M. Assets: $9.8M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for New Mexico Community Capital?
The Employer Identification Number (EIN) for New Mexico Community Capital is 201798654. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does New Mexico Community Capital spend its money?
New Mexico Community Capital allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify New Mexico Community Capital's tax-exempt status?
You can verify New Mexico Community Capital's tax-exempt status using EIN 201798654 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
New Mexico Community Capital demonstrates a generally healthy financial position, marked by significant growth in revenue and assets over the past decade. For instance, revenue surged from $755,457 in 2014 to $4,164,763 in 2023, and assets grew from $1,258,369 to $11,653,210 in the same period. The organization consistently spends less than its revenue, indicating sound financial management and an ability to build reserves. However, a notable increase in liabilities, from $17,452 in 2014 to $8,246,463 in 2023, warrants closer examination to understand the nature of these obligations and their potential impact on long-term financial stability. The consistent reporting of 0% officer compensation across all available filings suggests strong transparency regarding executive pay, or that compensation is structured in a way that isn't reported as 'officer compensation' on the 990, which would require further investigation.