Quick charity verification for Njea Member Benefit Fund (EIN: 134270499)
Verdict: Njea Member Benefit Fund appears trustworthy
85/100Mission Score
$541KRevenue
$1.6MAssets
2Red Flags
4Strengths
Red Flags
Consistent operational deficits in recent years (e.g., 2023 expenses $610,248 vs. revenue $449,665)
Gradual decline in total assets over the past several years (from $2,258,853 in 2016 to $1,745,761 in 2023)
Strengths
No reported liabilities across all 13 filings, indicating strong financial health and low debt risk.
Consistent 0% officer compensation, demonstrating high efficiency in leadership costs.
Substantial asset base relative to annual revenue, providing financial stability despite operational deficits.
Long filing history (13 filings) indicating consistent operation and transparency.
Spending Breakdown
How Njea Member Benefit Fund allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Njea Member Benefit Fund
Is Njea Member Benefit Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Njea Member Benefit Fund (EIN: 134270499) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
Is Njea Member Benefit Fund a good charity to donate to?
Njea Member Benefit Fund has a Mission Score of 85/100. Revenue: $541K. Assets: $1.6M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Njea Member Benefit Fund?
The Employer Identification Number (EIN) for Njea Member Benefit Fund is 134270499. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Njea Member Benefit Fund spend its money?
Njea Member Benefit Fund allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Njea Member Benefit Fund's tax-exempt status?
You can verify Njea Member Benefit Fund's tax-exempt status using EIN 134270499 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Njea Member Benefit Fund demonstrates a consistent operational pattern, with revenues generally in the range of $400,000-$500,000 and expenses often exceeding revenue in recent years, leading to a gradual decline in assets from $2,258,853 in 2016 to $1,745,761 in 2023. For instance, in 2023, expenses were $610,248 against revenues of $449,665. The organization maintains a healthy asset base relative to its annual revenue, with current assets of $1,641,803 significantly exceeding its latest revenue of $540,913. A notable aspect of its financial management is the consistent reporting of 0% officer compensation across all available filings, indicating a volunteer-led or very low-cost leadership structure, which is a positive sign for donor confidence and efficiency. The absence of reported liabilities across all periods also points to sound financial management and a low-risk profile. However, the sustained trend of expenses outpacing revenue warrants closer examination to ensure long-term sustainability.