Is Northwestern Arizona Regionalinsurance Company Legit?
Quick charity verification for Northwestern Arizona Regionalinsurance Company (EIN: 208081486)
Verdict: Northwestern Arizona Regionalinsurance Company appears trustworthy
95/100Mission Score
$6.4MRevenue
$18.0MAssets
1Red Flags
5Strengths
Red Flags
Unusually low or zero reported officer compensation for an organization of this size, which might warrant further investigation into how leadership is compensated or structured.
Strengths
Consistent growth in assets, from $9,885,908 in 2016 to $18,020,460 currently, indicating strong financial management.
Expenses consistently lower than revenue in most years, demonstrating efficient operations and financial stability.
Zero reported officer compensation across all filings, suggesting a high dedication to mission and potentially volunteer leadership.
Strong net asset position, with assets significantly exceeding liabilities (e.g., $18,020,460 assets vs. $5,659,405 liabilities in 2023).
Consistent filing history over 13 periods, indicating good compliance and transparency.
Spending Breakdown
How Northwestern Arizona Regionalinsurance Company allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Northwestern Arizona Regionalinsurance Company
Is Northwestern Arizona Regionalinsurance Company a legitimate charity?
Based on AI analysis of IRS 990 filings, Northwestern Arizona Regionalinsurance Company (EIN: 208081486) appears trustworthy. Mission Score: 95/100. 1 red flag identified, 5 strengths noted.
Is Northwestern Arizona Regionalinsurance Company a good charity to donate to?
Northwestern Arizona Regionalinsurance Company has a Mission Score of 95/100. Revenue: $6.4M. Assets: $18.0M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Northwestern Arizona Regionalinsurance Company?
The Employer Identification Number (EIN) for Northwestern Arizona Regionalinsurance Company is 208081486. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Northwestern Arizona Regionalinsurance Company spend its money?
Northwestern Arizona Regionalinsurance Company allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Northwestern Arizona Regionalinsurance Company's tax-exempt status?
You can verify Northwestern Arizona Regionalinsurance Company's tax-exempt status using EIN 208081486 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Northwestern Arizona Regionalinsurance Company demonstrates consistent financial health with a strong asset base relative to its liabilities. The organization has consistently reported positive net assets, growing from $9,885,908 in 2016 to $18,020,460 currently. Spending efficiency appears robust, with expenses generally well below revenue, indicating effective management of resources. For example, in 2023, expenses were $1,146,249 against revenues of $2,623,405. The absence of reported officer compensation across all available filings suggests a high degree of transparency and a focus on mission-related spending rather than executive enrichment. This consistent reporting of zero officer compensation is a significant positive indicator of financial integrity and donor trust.