Quick charity verification for Pembroke Library Association (EIN: 10544164)
Verdict: Pembroke Library Association shows mixed signals
65/100Mission Score
$0Revenue
$0Assets
3Red Flags
3Strengths
Red Flags
Significant increase in liabilities from $0 to $314,513 in one year (2015-2016).
Operating at a deficit in 2016 ($110,037 revenue vs. $128,759 expenses).
Lack of detailed expense breakdown to assess spending efficiency.
Strengths
Zero reported officer compensation in both periods, indicating efficient use of funds for leadership.
Strong financial surplus in 2015 ($136,477 revenue vs. $9,447 expenses).
Maintained a substantial asset base ($367,334 in 2016).
Spending Breakdown
How Pembroke Library Association allocates its funds across programs, administration, and fundraising.
80%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Pembroke Library Association
Is Pembroke Library Association a legitimate charity?
Based on AI analysis of IRS 990 filings, Pembroke Library Association (EIN: 10544164) shows mixed signals. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.
Is Pembroke Library Association a good charity to donate to?
Pembroke Library Association has a Mission Score of 65/100. Revenue: $0. Assets: $0. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Pembroke Library Association?
The Employer Identification Number (EIN) for Pembroke Library Association is 10544164. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Pembroke Library Association spend its money?
Pembroke Library Association allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Pembroke Library Association's tax-exempt status?
You can verify Pembroke Library Association's tax-exempt status using EIN 10544164 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Pembroke Library Association exhibits inconsistent financial activity across its two most recent filings. In 2015, the organization reported $136,477 in revenue against only $9,447 in expenses, leading to a significant surplus and a healthy asset base of $336,056 with no liabilities. However, the 2016 filing shows a concerning shift, with expenses of $128,759 exceeding revenue of $110,037, resulting in a deficit. Furthermore, liabilities surged to $314,513 in 2016, nearly matching their total assets of $367,334, which raises questions about the nature of these liabilities and their impact on the organization's long-term financial stability. The organization's transparency is somewhat limited by the lack of detailed expense breakdowns in the provided data, making it difficult to fully assess spending efficiency beyond the top-line figures. The reported zero officer compensation in both periods suggests a volunteer-led or minimally compensated leadership structure, which can be a positive indicator of resource allocation.