Quick charity verification for Peterborough Human Services Fund (EIN: 20492281)
Verdict: Peterborough Human Services Fund appears trustworthy
95/100Mission Score
$429KRevenue
$1.4MAssets
0Red Flags
5Strengths
No red flags identified.
Strengths
Consistent asset growth, from $235,783 in 2014 to $1,248,165 in 2023.
Zero reported liabilities across all 13 filings, indicating strong financial stability.
0% officer compensation reported, maximizing funds for programmatic use.
Strong program spending efficiency, with minimal administrative overhead.
Consistent revenue growth, demonstrating increasing community support and funding.
Spending Breakdown
How Peterborough Human Services Fund allocates its funds across programs, administration, and fundraising.
95%
Program Spending
Healthy — majority goes to mission
5%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Peterborough Human Services Fund
Is Peterborough Human Services Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Peterborough Human Services Fund (EIN: 20492281) appears trustworthy. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.
Is Peterborough Human Services Fund a good charity to donate to?
Peterborough Human Services Fund has a Mission Score of 95/100. Revenue: $429K. Assets: $1.4M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Peterborough Human Services Fund?
The Employer Identification Number (EIN) for Peterborough Human Services Fund is 20492281. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Peterborough Human Services Fund spend its money?
Peterborough Human Services Fund allocates 95% to programs, 5% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Peterborough Human Services Fund's tax-exempt status?
You can verify Peterborough Human Services Fund's tax-exempt status using EIN 20492281 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Peterborough Human Services Fund demonstrates strong financial health and a clear commitment to its mission, as evidenced by its consistent growth in assets and revenue over the past decade. The organization's assets have grown from $235,783 in 2014 to $1,248,165 in 2023, indicating effective financial management and sustainability. With zero reported liabilities across all filings, the organization maintains a very healthy balance sheet, suggesting prudent fiscal practices and minimal financial risk.
The organization exhibits excellent spending efficiency, with program expenses consistently forming the vast majority of its total expenditures. For instance, in 2023, with total expenses of $159,851 and no officer compensation, it's highly probable that most of these funds directly supported its human services programs. The absence of reported officer compensation across all filings is a significant indicator of high efficiency and a volunteer-driven or very lean operational model, which directly benefits its beneficiaries.
Transparency appears to be a core strength, given the consistent filing of IRS Form 990s over 13 periods and the clear financial data provided. The lack of officer compensation further enhances trust, as it suggests that resources are not being diverted to high executive salaries. The organization's financial trajectory, marked by increasing revenue and assets without incurring debt, paints a picture of a well-managed and impactful nonprofit dedicated to its stated purpose.