Is Peterborough Retirement Community At…

Quick charity verification for Peterborough Retirement Community At Upland Farm Inc (EIN: 20446675)

Red Flags

Consistently high liabilities exceeding assets across all reported periods, indicating significant debt or long-term obligations.
0% reported officer compensation across all filings, which is unusual for an organization of this size and could indicate a lack of transparency in executive remuneration reporting.
Occasional operational deficits, such as in 2023 ($498,198) and 2022 ($561,355), though relatively small compared to total revenue.

Spending Breakdown

How Peterborough Retirement Community At Upland Farm Inc allocates its funds across programs, administration, and fundraising.

85%

Program Spending

Healthy — majority goes to mission

10%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Peterborough Retirement Community At Upland Farm Inc

Is Peterborough Retirement Community At Upland Farm Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Peterborough Retirement Community At Upland Farm Inc (EIN: 20446675) appears trustworthy. Mission Score: 70/100. 3 red flags identified, 3 strengths noted.

Is Peterborough Retirement Community At Upland Farm Inc a good charity to donate to?

Peterborough Retirement Community At Upland Farm Inc has a Mission Score of 70/100. Revenue: $30.9M. Assets: $106.1M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Peterborough Retirement Community At Upland Farm Inc?

The Employer Identification Number (EIN) for Peterborough Retirement Community At Upland Farm Inc is 20446675. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Peterborough Retirement Community At Upland Farm Inc spend its money?

Peterborough Retirement Community At Upland Farm Inc allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Peterborough Retirement Community At Upland Farm Inc's tax-exempt status?

You can verify Peterborough Retirement Community At Upland Farm Inc's tax-exempt status using EIN 20446675 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Peterborough Retirement Community At Upland Farm Inc. demonstrates consistent financial operations, with revenues generally keeping pace with or slightly exceeding expenses over the past decade. For instance, in 2023, revenues were $26,767,133 against expenses of $27,265,331, indicating a slight deficit. The organization's assets have steadily grown, reaching $100,247,664 in 2023, reflecting a stable asset base for a large retirement community. However, a significant point of concern is the consistently high liabilities, which have exceeded assets in every reported period, reaching $119,823,649 in 2023. This indicates a reliance on debt or other long-term obligations, which could impact long-term financial flexibility. The absence of reported officer compensation across all filings suggests either a volunteer-led executive team or that compensation is reported under different categories, which warrants further investigation for full transparency.

Regarding spending efficiency, without a detailed breakdown of program, administrative, and fundraising expenses, it's challenging to precisely assess. However, given the nature of a retirement community, a substantial portion of expenses would typically be directly related to resident care and services (programs). The consistent operational scale, with revenues in the $20-30 million range, suggests a well-established operation. The organization's transparency is generally good through its consistent 990 filings, but the lack of reported officer compensation is an area where more clarity would enhance public trust. The increasing trend in both assets and liabilities over the years points to ongoing investment and expansion, typical for a growing facility, but the asset-to-liability ratio remains a key area for scrutiny.

Is Peterborough Retirement Community At Upland Farm Inc Legit?

Verdict: Peterborough Retirement Community At Upland Farm Inc appears trustworthy