Is Professional Football Players Insurance Trust Legit?
Quick charity verification for Professional Football Players Insurance Trust (EIN: 133077470)
Verdict: Professional Football Players Insurance Trust appears trustworthy
85/100Mission Score
$124.9MRevenue
$63.6MAssets
1Red Flags
4Strengths
Red Flags
Occasional deficit spending, such as in 202308 ($2,209,781 deficit) and 202108 ($11,488,634 deficit), which could indicate reliance on reserves or fluctuating income streams.
Strengths
Consistent revenue generation, with latest revenue at $124,946,571.
Significant asset growth over the past decade, from $7,811,693 in 201408 to $45,317,798 in 202308.
Zero officer compensation reported across all filings, indicating high efficiency in executive spending.
Generally strong financial position with revenues often exceeding expenses.
Spending Breakdown
How Professional Football Players Insurance Trust allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
5%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Professional Football Players Insurance Trust
Is Professional Football Players Insurance Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, Professional Football Players Insurance Trust (EIN: 133077470) appears trustworthy. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.
Is Professional Football Players Insurance Trust a good charity to donate to?
Professional Football Players Insurance Trust has a Mission Score of 85/100. Revenue: $124.9M. Assets: $63.6M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Professional Football Players Insurance Trust?
The Employer Identification Number (EIN) for Professional Football Players Insurance Trust is 133077470. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Professional Football Players Insurance Trust spend its money?
Professional Football Players Insurance Trust allocates 90% to programs, 5% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Professional Football Players Insurance Trust's tax-exempt status?
You can verify Professional Football Players Insurance Trust's tax-exempt status using EIN 133077470 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Professional Football Players Insurance Trust demonstrates a generally stable financial position, with recent revenues exceeding expenses in most years, indicating operational sustainability. For instance, in 202208, revenue was $139,553,066 against expenses of $105,244,713, resulting in a significant surplus. However, there have been periods of deficit spending, such as in 202308 where expenses ($108,401,487) slightly outpaced revenue ($106,191,706), and more notably in 202108 where expenses ($94,675,501) significantly exceeded revenue ($83,186,867). The organization's assets have shown substantial growth over the past decade, from $7,811,693 in 201408 to $45,317,798 in 202308, suggesting effective asset management and accumulation. The consistent reporting of 0% officer compensation across all available filings indicates a strong commitment to directing funds towards its mission rather than executive salaries, which is a positive sign for spending efficiency and transparency. While specific program spending ratios are not detailed in the provided data, the absence of officer compensation suggests a lean administrative structure at the top.