How Psc Cuny Welfare Fund allocates its funds across programs, administration, and fundraising.
95%
Program Spending
Healthy — majority goes to mission
5%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Psc Cuny Welfare Fund
Is Psc Cuny Welfare Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Psc Cuny Welfare Fund (EIN: 136220695) appears trustworthy. Mission Score: 90/100. 2 red flags identified, 5 strengths noted.
Is Psc Cuny Welfare Fund a good charity to donate to?
Psc Cuny Welfare Fund has a Mission Score of 90/100. Revenue: $60.1M. Assets: $104.3M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Psc Cuny Welfare Fund?
The Employer Identification Number (EIN) for Psc Cuny Welfare Fund is 136220695. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Psc Cuny Welfare Fund spend its money?
Psc Cuny Welfare Fund allocates 95% to programs, 5% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Psc Cuny Welfare Fund's tax-exempt status?
You can verify Psc Cuny Welfare Fund's tax-exempt status using EIN 136220695 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Psc Cuny Welfare Fund demonstrates a generally stable financial position with consistent revenue streams, averaging around $45-50 million annually over the past decade. The organization's assets have shown significant growth, increasing from $27.1 million in 2014 to over $104 million currently, indicating strong financial management and accumulation of reserves. While expenses have fluctuated, they generally remain below revenue, contributing to asset growth. For instance, in 202206, revenue was $46.7 million against $41.7 million in expenses, leading to a surplus. However, the most recent filing (202306) shows expenses ($46.8 million) exceeding revenue ($43.7 million), resulting in a deficit for that period, which warrants monitoring.
Spending efficiency appears to be strong, particularly given the reported 0% officer compensation across all filings, suggesting that a very high proportion of funds are directed towards the organization's programs and operational costs rather than executive salaries. The consistent growth in assets, despite occasional deficits, points to a well-managed fund. Transparency is high given the consistent filing of IRS Form 990s, providing a clear historical financial record.
Overall, Psc Cuny Welfare Fund appears to be a financially healthy organization with a strong track record of asset growth and efficient spending, particularly in its lack of executive compensation. The recent deficit in 202306 is a point to watch, but it does not overshadow the overall positive financial trajectory.