Is Ralph Currier Stuart Trust Amoskeag Bank Legit?

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Based on AI analysis of IRS 990 filings, Ralph Currier Stuart Trust Amoskeag Bank (EIN: 222940495) shows mixed signals. Mission Score: 60/100. 4 red flags identified, 2 strengths noted.

Ralph Currier Stuart Trust Amoskeag Bank has a Mission Score of 60/100. Revenue: $186K. Assets: $830K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

The Employer Identification Number (EIN) for Ralph Currier Stuart Trust Amoskeag Bank is 222940495. This is the unique tax ID assigned by the IRS.

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

Ralph Currier Stuart Trust Amoskeag Bank allocates 0% to programs, 100% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

You can verify Ralph Currier Stuart Trust Amoskeag Bank's tax-exempt status using EIN 222940495 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.