Is Saginaw Catholic Mustard Seed Foundation Legit?
Quick charity verification for Saginaw Catholic Mustard Seed Foundation (EIN: 113661899)
Verdict: Saginaw Catholic Mustard Seed Foundation appears trustworthy
95/100Mission Score
$710KRevenue
$1.0MAssets
0Red Flags
5Strengths
No red flags identified.
Strengths
Consistent 0% officer compensation across all filings, indicating high efficiency.
Healthy and growing asset base, exceeding $1 million in recent years.
Very low liabilities, demonstrating sound financial management.
Consistent filing history over 14 periods, showing commitment to transparency.
Stable revenue streams, generally between $600,000 and $750,000 annually.
Spending Breakdown
How Saginaw Catholic Mustard Seed Foundation allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Saginaw Catholic Mustard Seed Foundation
Is Saginaw Catholic Mustard Seed Foundation a legitimate charity?
Based on AI analysis of IRS 990 filings, Saginaw Catholic Mustard Seed Foundation (EIN: 113661899) appears trustworthy. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.
Is Saginaw Catholic Mustard Seed Foundation a good charity to donate to?
Saginaw Catholic Mustard Seed Foundation has a Mission Score of 95/100. Revenue: $710K. Assets: $1.0M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Saginaw Catholic Mustard Seed Foundation?
The Employer Identification Number (EIN) for Saginaw Catholic Mustard Seed Foundation is 113661899. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Saginaw Catholic Mustard Seed Foundation spend its money?
Saginaw Catholic Mustard Seed Foundation allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Saginaw Catholic Mustard Seed Foundation's tax-exempt status?
You can verify Saginaw Catholic Mustard Seed Foundation's tax-exempt status using EIN 113661899 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Saginaw Catholic Mustard Seed Foundation demonstrates consistent financial activity, with revenues and expenses generally in the range of $600,000 to $750,000 in recent years, though 2020 saw a significant revenue spike to $1,165,819. The organization maintains a healthy asset base, exceeding $1 million in the last four reported periods, which provides a solid financial cushion. A notable strength is the consistent reporting of 0% officer compensation across all available filings, indicating a volunteer-led or very lean administrative structure regarding executive pay. This practice significantly enhances the organization's spending efficiency and transparency regarding how donor funds are utilized.
While specific program spending percentages are not detailed in the provided summary, the absence of officer compensation suggests a high proportion of funds are likely directed towards its mission. The organization's liabilities have remained very low, typically under $20,000, indicating sound financial management and minimal debt. The consistent filing history over 14 periods also points to a commitment to transparency and regulatory compliance. Overall, the foundation appears to be financially stable and operates with a high degree of fiscal responsibility, particularly concerning executive remuneration.