Is Sawmill Marina Boating Club Legit? —…

Spending Breakdown

How Sawmill Marina Boating Club allocates its funds across programs, administration, and fundraising.

90%

Program Spending

Healthy — majority goes to mission

10%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Sawmill Marina Boating Club

Is Sawmill Marina Boating Club a legitimate charity?

Based on AI analysis of IRS 990 filings, Sawmill Marina Boating Club (EIN: 202706280) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.

Is Sawmill Marina Boating Club a good charity to donate to?

Sawmill Marina Boating Club has a Mission Score of 85/100. Revenue: $105K. Assets: $286K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Sawmill Marina Boating Club?

The Employer Identification Number (EIN) for Sawmill Marina Boating Club is 202706280. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Sawmill Marina Boating Club spend its money?

Sawmill Marina Boating Club allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Sawmill Marina Boating Club's tax-exempt status?

You can verify Sawmill Marina Boating Club's tax-exempt status using EIN 202706280 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Sawmill Marina Boating Club demonstrates consistent financial stability with assets generally exceeding liabilities, though there has been a gradual decline in total assets from a peak of $314,370 in 2016 to $245,462 in 2023. The organization's revenue has fluctuated significantly, with a high of $151,355 in 2016 and a low of $41,578 in 2021, indicating reliance on variable income streams. Despite these fluctuations, expenses have remained relatively stable, typically ranging between $50,000 and $60,000 annually in recent years, suggesting predictable operational costs.

The club's spending efficiency appears to be strong, particularly given that officer compensation has consistently been reported as 0% across all available filings. This indicates that the organization is likely run by volunteers, which significantly reduces administrative overhead. While specific program spending details are not provided in the summary data, the absence of paid executive staff suggests a high proportion of funds are directed towards the club's activities and maintenance. The consistent filing of IRS 990 forms over 13 periods demonstrates a commitment to regulatory compliance and basic financial transparency.

Overall, Sawmill Marina Boating Club appears to be a well-managed, volunteer-driven organization with a stable financial base, albeit with some asset depreciation over time. Its operational model, characterized by zero officer compensation, inherently promotes efficient use of funds. Further analysis of detailed expense categories would provide a more granular understanding of program versus administrative spending, but the available data points to a fiscally responsible entity.

Is Sawmill Marina Boating Club Legit?

Verdict: Sawmill Marina Boating Club appears trustworthy

Red Flags

Strengths