Is Securities Transfer Association Inc…

Quick charity verification for Securities Transfer Association Inc (EIN: 135275335)

Strengths

Consistent revenue growth, from $594,673 in 2015 to $648,080 in 2024.
Strong asset accumulation, increasing from $1,099,032 in 2015 to $1,404,791 in 2024.
Consistent positive operating margins, indicating sound financial management (e.g., $66,848 surplus in 2024).
No reported officer compensation, suggesting efficient use of funds for mission-related activities.
Long history of IRS 990 filings (14 filings), indicating good transparency.

Spending Breakdown

How Securities Transfer Association Inc allocates its funds across programs, administration, and fundraising.

80%

Program Spending

Healthy — majority goes to mission

15%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Securities Transfer Association Inc

Is Securities Transfer Association Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Securities Transfer Association Inc (EIN: 135275335) appears trustworthy. Mission Score: 85/100. 0 red flags identified, 5 strengths noted.

Is Securities Transfer Association Inc a good charity to donate to?

Securities Transfer Association Inc has a Mission Score of 85/100. Revenue: $677K. Assets: $1.5M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Securities Transfer Association Inc?

The Employer Identification Number (EIN) for Securities Transfer Association Inc is 135275335. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Securities Transfer Association Inc spend its money?

Securities Transfer Association Inc allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Securities Transfer Association Inc's tax-exempt status?

You can verify Securities Transfer Association Inc's tax-exempt status using EIN 135275335 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

The Securities Transfer Association Inc. demonstrates consistent financial growth and stability over the past decade. Revenue has steadily increased from $594,673 in 2015 to $648,080 in 2024, with assets growing significantly from $1,099,032 to $1,404,791 in the same period. The organization consistently operates with a surplus, as seen in the 2024 filing where revenue of $648,080 exceeded expenses of $581,232, indicating sound financial management and an ability to build reserves. This trend suggests a healthy financial position capable of sustaining its operations.

Spending efficiency appears strong, particularly given the consistent positive net income. Without a detailed breakdown of program, administrative, and fundraising expenses, a precise efficiency ratio cannot be calculated. However, the consistent growth in assets and positive operating margins suggest that the organization is managing its resources effectively. The absence of reported officer compensation further implies that a significant portion of revenue is directed towards operational activities rather than executive salaries.

Transparency is generally good, with 14 filings available, indicating a commitment to public disclosure. The consistent filing of IRS Form 990s provides a clear historical financial picture. The lack of reported officer compensation is a notable transparency point, suggesting either a volunteer-led executive structure or compensation below reporting thresholds, which could be further clarified for complete transparency.

Is Securities Transfer Association Inc Legit?

Verdict: Securities Transfer Association Inc appears trustworthy