Quick charity verification for Smf Foundation (EIN: 10679061)
Verdict: Smf Foundation appears trustworthy
85/100Mission Score
$957KRevenue
$4.4MAssets
2Red Flags
4Strengths
Red Flags
Recent operational deficits (e.g., 2023: Expenses $285,033 vs. Revenue $163,599)
Lack of detailed expense breakdown in available data to fully assess program spending ratio.
Strengths
Consistent asset growth over a decade (from $1.9M in 2011 to $4.2M in 2023)
Extremely low liabilities ($0 or $1 reported consistently)
0% reported officer compensation, indicating high efficiency or volunteer leadership
Long filing history (10 filings) demonstrating sustained operation and transparency
Spending Breakdown
How Smf Foundation allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Smf Foundation
Is Smf Foundation a legitimate charity?
Based on AI analysis of IRS 990 filings, Smf Foundation (EIN: 10679061) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
Is Smf Foundation a good charity to donate to?
Smf Foundation has a Mission Score of 85/100. Revenue: $957K. Assets: $4.4M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Smf Foundation?
The Employer Identification Number (EIN) for Smf Foundation is 10679061. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Smf Foundation spend its money?
Smf Foundation allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Smf Foundation's tax-exempt status?
You can verify Smf Foundation's tax-exempt status using EIN 10679061 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Smf Foundation demonstrates consistent financial stability with growing assets over the past decade, reaching $4,201,178 in 2023. While the organization experienced a deficit in 2023, with expenses of $285,033 exceeding revenue of $163,599, this appears to be an anomaly rather than a trend, as previous years often showed surpluses. The foundation's liabilities have remained minimal, consistently reported as $1 or $0, indicating strong financial management and low debt risk. The absence of officer compensation reported across all filings suggests a volunteer-led or very lean administrative structure, which can contribute to higher program efficiency. However, without a detailed breakdown of expenses beyond total expenses, it's challenging to fully assess spending efficiency and the exact allocation to programs versus administrative or fundraising costs. The consistent growth in assets, from $1,915,977 in 2011 to over $4.2 million in 2023, indicates effective asset management and long-term financial health, despite fluctuations in annual revenue and expenses.