Consistent reporting of 0% officer compensation, indicating a potentially volunteer-led executive team or strong commitment to minimizing executive overhead.
Long filing history (13 filings) demonstrates consistent compliance with IRS reporting requirements.
Spending Breakdown
How St Andrews Housing Dev Fund Co allocates its funds across programs, administration, and fundraising.
80%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about St Andrews Housing Dev Fund Co
Is St Andrews Housing Dev Fund Co a legitimate charity?
Based on AI analysis of IRS 990 filings, St Andrews Housing Dev Fund Co (EIN: 133012042) shows mixed signals. Mission Score: 65/100. 3 red flags identified, 2 strengths noted.
Is St Andrews Housing Dev Fund Co a good charity to donate to?
St Andrews Housing Dev Fund Co has a Mission Score of 65/100. Revenue: $1.7M. Assets: $5.3M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for St Andrews Housing Dev Fund Co?
The Employer Identification Number (EIN) for St Andrews Housing Dev Fund Co is 133012042. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does St Andrews Housing Dev Fund Co spend its money?
St Andrews Housing Dev Fund Co allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify St Andrews Housing Dev Fund Co's tax-exempt status?
You can verify St Andrews Housing Dev Fund Co's tax-exempt status using EIN 133012042 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
St Andrews Housing Dev Fund Co exhibits consistent operational patterns, with revenues generally slightly below expenses in recent years, as seen in the 202309 period where revenue was $1,652,075 against expenses of $1,733,075. This trend suggests the organization is either drawing down reserves or relying on other funding sources not fully captured in the 'revenue' line item to cover its operational costs. The organization's assets have shown a gradual decline from $7,629,157 in 2015 to $5,400,730 in 2023, while liabilities have remained substantial, often exceeding assets, indicating a leveraged financial structure.
The consistent reporting of 0% officer compensation across all available filings suggests either a volunteer-led executive team or that executive compensation is not reported in a way that is easily identifiable as 'officer compensation' on the 990, which could impact transparency. Without a detailed breakdown of expenses into program, administrative, and fundraising categories, it's challenging to fully assess spending efficiency. However, the consistent operational deficit warrants closer examination to understand its long-term sustainability and funding model.