Is St Pauls Community Development Corporation Legit?
Quick charity verification for St Pauls Community Development Corporation (EIN: 223075855)
Verdict: St Pauls Community Development Corporation appears trustworthy
75/100Mission Score
$1.4MRevenue
$623KAssets
3Red Flags
3Strengths
Red Flags
Consistent reporting of $0 compensation for all key personnel across multiple years raises questions about the accuracy of filings or the sustainability of leadership.
Total assets have declined from $881,326 in 2020 to $622,941 in 2023, a decrease of over 29%, which could indicate financial strain or significant asset utilization.
The organization consistently spends more than its revenue (e.g., $1,671,588 expenses vs. $1,361,127 revenue in 2023), leading to a reduction in net assets.
Strengths
St. Paul's Community Development Corporation demonstrates a strong commitment to its mission with a high percentage of spending allocated to programs (estimated 85%).
The organization has maintained a relatively stable revenue stream, averaging over $1.6 million annually over the past eight years, indicating consistent donor support or grant funding.
Despite operating deficits, the organization has managed to sustain its operations for many years, suggesting effective resource management in other areas.
Spending Breakdown
How St Pauls Community Development Corporation allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about St Pauls Community Development Corporation
Is St Pauls Community Development Corporation a legitimate charity?
Based on AI analysis of IRS 990 filings, St Pauls Community Development Corporation (EIN: 223075855) appears trustworthy. Mission Score: 75/100. 3 red flags identified, 3 strengths noted.
Is St Pauls Community Development Corporation a good charity to donate to?
St Pauls Community Development Corporation has a Mission Score of 75/100. Revenue: $1.4M. Assets: $623K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for St Pauls Community Development Corporation?
The Employer Identification Number (EIN) for St Pauls Community Development Corporation is 223075855. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does St Pauls Community Development Corporation spend its money?
St Pauls Community Development Corporation allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify St Pauls Community Development Corporation's tax-exempt status?
You can verify St Pauls Community Development Corporation's tax-exempt status using EIN 223075855 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
St Pauls Community Development Corporation is a community improvement nonprofit based in Paterson, New Jersey, with reported revenue of $1.4M and assets of $623K. Our AI analysis assigns a Mission Score of 75/100 (Good). Approximately 85% of spending goes to programs, 10% to administration, and 5% to fundraising. The filings indicate $0 in compensation for officers, directors, trustees, and key employees, which is highly atypical and warrants further investigation into how leadership is compensated or if these roles are entirely volunteer-based. Revenue has declined -42% across 13 filing periods.