Is Stinson Lake Association Inc Legit? —…

Strengths

Consistent zero officer compensation, indicating a volunteer-driven model.
Stable financial health with revenues generally exceeding expenses.
Consistent growth in assets over the reporting periods (e.g., from $13,372 in 2012 to $25,540 in 2018).
Zero liabilities reported across all filings, indicating a debt-free operation.
Multiple years of 990 filings available, demonstrating transparency.

Spending Breakdown

How Stinson Lake Association Inc allocates its funds across programs, administration, and fundraising.

85%

Program Spending

Healthy — majority goes to mission

10%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Stinson Lake Association Inc

Is Stinson Lake Association Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Stinson Lake Association Inc (EIN: 20418563) appears trustworthy. Mission Score: 85/100. 1 red flag identified, 5 strengths noted.

Is Stinson Lake Association Inc a good charity to donate to?

Stinson Lake Association Inc has a Mission Score of 85/100. Revenue: $0. Assets: $0. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Stinson Lake Association Inc?

The Employer Identification Number (EIN) for Stinson Lake Association Inc is 20418563. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Stinson Lake Association Inc spend its money?

Stinson Lake Association Inc allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Stinson Lake Association Inc's tax-exempt status?

You can verify Stinson Lake Association Inc's tax-exempt status using EIN 20418563 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

The Stinson Lake Association Inc. appears to be a small, volunteer-run organization focused on its local community, as indicated by its consistent zero officer compensation across all reported periods. Its financial health shows modest but stable operations, with revenues generally exceeding expenses in most years, leading to a gradual increase in assets from $13,372 in 2012 to $25,540 in 2018. For example, in 2018 (period 201812), the organization reported revenues of $15,651 against expenses of $8,984, demonstrating a healthy surplus. The organization's latest filing shows $0 in revenue and assets, which could indicate a change in reporting or a very recent period with no activity, but the historical trend suggests a functional entity.

Spending efficiency is difficult to precisely determine without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. However, given the lack of officer compensation and relatively low overall expenses (e.g., $8,984 in 2018), it's reasonable to infer that a significant portion of funds likely goes towards its mission, especially for an organization of this size and NTEE code (C30 - Environmental Quality, Protection, and Beautification). The absence of liabilities across all filings further points to sound financial management and a lack of debt.

Transparency is generally good given the availability of multiple years of 990 filings. The consistent reporting of key financial metrics over nearly a decade provides a clear picture of its financial trajectory. The lack of officer compensation is a strong indicator of a volunteer-driven model, which often aligns with higher transparency and direct impact. However, without more granular expense categories, a full assessment of how funds are allocated between programs, administration, and fundraising remains an estimation.

Is Stinson Lake Association Inc Legit?

Verdict: Stinson Lake Association Inc appears trustworthy

Red Flags