Is Swan Creek Rowing Club Legit?

Strengths

Zero reported liabilities across all filings, indicating strong financial health.
0% officer compensation, demonstrating a volunteer-driven model and efficient use of funds.
Consistent IRS 990 filing history, showing good transparency.
Maintains a healthy asset base relative to its revenue, providing financial stability (e.g., $91,970 assets vs. $64,483 revenue in 2023).
Lean operational structure, allowing a high percentage of expenses to go towards programs.

Spending Breakdown

How Swan Creek Rowing Club allocates its funds across programs, administration, and fundraising.

90%

Program Spending

Healthy — majority goes to mission

10%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Swan Creek Rowing Club

Is Swan Creek Rowing Club a legitimate charity?

Based on AI analysis of IRS 990 filings, Swan Creek Rowing Club (EIN: 10645917) appears trustworthy. Mission Score: 92/100. 0 red flags identified, 5 strengths noted.

Is Swan Creek Rowing Club a good charity to donate to?

Swan Creek Rowing Club has a Mission Score of 92/100. Revenue: $224K. Assets: $90K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Swan Creek Rowing Club?

The Employer Identification Number (EIN) for Swan Creek Rowing Club is 10645917. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Swan Creek Rowing Club spend its money?

Swan Creek Rowing Club allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Swan Creek Rowing Club's tax-exempt status?

You can verify Swan Creek Rowing Club's tax-exempt status using EIN 10645917 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Swan Creek Rowing Club demonstrates consistent financial stability, operating with a lean structure and no reported liabilities across all seven years of available filings. Their assets have shown growth over time, from $95,477 in 2017 to $91,970 in 2023, indicating responsible asset management. The organization's revenue and expenses fluctuate year-to-year, which is common for smaller nonprofits, but they generally maintain a balanced budget, often generating small surpluses as seen in 2023 ($64,483 revenue vs. $55,743 expenses) and 2021 ($92,282 revenue vs. $62,159 expenses).

The club's financial health appears sound for its size, with sufficient assets to cover operations. The absence of reported officer compensation across all filings suggests a volunteer-driven leadership model, which is a strong indicator of efficiency and dedication to mission. This also contributes to a very low administrative overhead, allowing a greater proportion of funds to be directed towards program activities. Their consistent filing of IRS Form 990s demonstrates good transparency practices.

Overall, Swan Creek Rowing Club appears to be a well-managed and financially prudent organization. Their focus on program delivery, evidenced by minimal overhead and no executive compensation, aligns well with best practices for smaller, community-focused nonprofits. The fluctuations in revenue and expenses are typical for an organization of this scale, and they have consistently managed to maintain a healthy asset base.

Verdict: Swan Creek Rowing Club appears trustworthy