Consistent high liabilities relative to assets (e.g., 55% in 2023)
Expenses frequently exceed revenue, indicating reliance on reserves or prior period surpluses (e.g., 2023 expenses $6,456,916 vs. revenue $6,370,125)
Unusually low or zero reported officer compensation for an organization of this size, potentially obscuring actual executive pay.
Strengths
Stable revenue and asset base over a decade, indicating organizational resilience.
Consistent operation near break-even, suggesting efficient use of funds for current operations.
No reported officer compensation, which could indicate a strong commitment to directing funds to mission or volunteer leadership.
Spending Breakdown
How Tioga Opportunities Inc allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Tioga Opportunities Inc
Is Tioga Opportunities Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Tioga Opportunities Inc (EIN: 160907793) appears trustworthy. Mission Score: 75/100. 3 red flags identified, 3 strengths noted.
Is Tioga Opportunities Inc a good charity to donate to?
Tioga Opportunities Inc has a Mission Score of 75/100. Revenue: $6.6M. Assets: $6.4M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Tioga Opportunities Inc?
The Employer Identification Number (EIN) for Tioga Opportunities Inc is 160907793. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Tioga Opportunities Inc spend its money?
Tioga Opportunities Inc allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Tioga Opportunities Inc's tax-exempt status?
You can verify Tioga Opportunities Inc's tax-exempt status using EIN 160907793 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Tioga Opportunities Inc. demonstrates consistent financial activity, with revenues and expenses generally in the $5M-$7M range over the past decade. The organization has maintained a stable asset base, averaging around $6M, which suggests a reasonable capacity to support its operations. However, the liabilities have consistently been a significant portion of assets, often exceeding 50%, which could indicate reliance on debt or restricted funds. For instance, in 2023, liabilities were $3,402,296 against assets of $6,138,643.
Spending efficiency appears to be a mixed picture. While the organization generally operates close to break-even, with expenses sometimes slightly exceeding revenue (e.g., 2023 expenses of $6,456,916 against revenue of $6,370,125), this indicates that most incoming funds are directly utilized for operations rather than accumulating large surpluses. The consistent reporting of 0% officer compensation across all filings is a notable aspect of its transparency and could suggest a volunteer-led executive structure or that executive compensation is not reported in this specific field, warranting further investigation into their full compensation practices.
Overall, Tioga Opportunities Inc. appears to be a stable organization in terms of its financial scale and asset base. The consistent liabilities relative to assets and the close balance between revenues and expenses suggest a lean operational model. The lack of reported officer compensation is a positive indicator of transparency regarding executive pay, though a deeper dive into their full 990 forms would be beneficial to understand the complete compensation structure and program spending ratios.