Quick charity verification for Turtle Mountain Cdfi (EIN: 10916120)
Verdict: Turtle Mountain Cdfi shows mixed signals
65/100Mission Score
$20KRevenue
$1.1MAssets
3Red Flags
3Strengths
Red Flags
Inconsistent revenue generation with significant year-over-year fluctuations.
Operational deficits in multiple years (e.g., 2017, 2013) where expenses exceeded revenue.
Unexplained zero revenue and expenses reported in 2015, raising questions about operational continuity or reporting accuracy.
Strengths
Maintained a substantial asset base, exceeding $1 million in recent years, providing a buffer against financial instability.
Zero reported liabilities in the latest filing (2017), indicating good debt management.
No reported officer compensation, which could suggest efficient use of funds if leadership is volunteer-based or modestly compensated.
Spending Breakdown
How Turtle Mountain Cdfi allocates its funds across programs, administration, and fundraising.
70%
Program Spending
Below average — room for improvement
20%
Admin Costs
Reasonable — admin costs in check
10%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Turtle Mountain Cdfi
Is Turtle Mountain Cdfi a legitimate charity?
Based on AI analysis of IRS 990 filings, Turtle Mountain Cdfi (EIN: 10916120) shows mixed signals. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.
Is Turtle Mountain Cdfi a good charity to donate to?
Turtle Mountain Cdfi has a Mission Score of 65/100. Revenue: $20K. Assets: $1.1M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Turtle Mountain Cdfi?
The Employer Identification Number (EIN) for Turtle Mountain Cdfi is 10916120. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Turtle Mountain Cdfi spend its money?
Turtle Mountain Cdfi allocates 70% to programs, 20% to administration, and 10% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Turtle Mountain Cdfi's tax-exempt status?
You can verify Turtle Mountain Cdfi's tax-exempt status using EIN 10916120 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Turtle Mountain Cdfi exhibits inconsistent financial activity over its filing history. While the organization reported assets of over $1 million in 2017 and 2016, its latest reported revenue was only $19,533 against expenses of $48,878, indicating a deficit for that period. This contrasts sharply with earlier periods like 2016 and 2014 where revenue significantly outpaced expenses. The organization also reported zero revenue and expenses in 2015, which could indicate a period of dormancy or an anomaly in reporting. The lack of reported officer compensation across all filings suggests either a volunteer-led structure or that compensation is not reported in a way that is visible in these summaries, which could impact transparency assessment.
The organization's financial health appears volatile, with significant fluctuations in revenue and expenses year-over-year. Despite the low latest revenue, the substantial asset base of $1,085,953 in 2017 suggests some financial stability, likely from prior years' accumulation or grants. However, the consistent operational deficits in some years (e.g., 2017, 2013) raise questions about long-term sustainability if not offset by other funding sources or asset utilization. The absence of liabilities in the latest filing is a positive indicator of financial management.