Quick charity verification for Union Baptist Community Housing Co (EIN: 222532020)
Verdict: Union Baptist Community Housing Co shows mixed signals
65/100Mission Score
$535KRevenue
$1.7MAssets
3Red Flags
3Strengths
Red Flags
Total expenses consistently exceed revenue in recent years (e.g., 2023: revenue $534,889, expenses $615,732), indicating a reliance on reserves or other non-operating income.
Assets have shown a steady decline from $2,033,082 in 2016 to $1,646,448 in 2023, suggesting potential asset depreciation or divestment without significant reinvestment.
Liabilities have remained relatively stable and high compared to assets, with liabilities at $2,452,085 in 2023 exceeding total assets.
Strengths
Consistent revenue generation over the past seven years, averaging around $550,000 annually.
Stable operational presence in Wilmington, DE, as indicated by consistent annual filings.
Zero reported fundraising costs ('c0%') across all years, suggesting efficient fundraising or reliance on other funding mechanisms.
Spending Breakdown
How Union Baptist Community Housing Co allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Union Baptist Community Housing Co
Is Union Baptist Community Housing Co a legitimate charity?
Based on AI analysis of IRS 990 filings, Union Baptist Community Housing Co (EIN: 222532020) shows mixed signals. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.
Is Union Baptist Community Housing Co a good charity to donate to?
Union Baptist Community Housing Co has a Mission Score of 65/100. Revenue: $535K. Assets: $1.7M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Union Baptist Community Housing Co?
The Employer Identification Number (EIN) for Union Baptist Community Housing Co is 222532020. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Union Baptist Community Housing Co spend its money?
Union Baptist Community Housing Co allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Union Baptist Community Housing Co's tax-exempt status?
You can verify Union Baptist Community Housing Co's tax-exempt status using EIN 222532020 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Union Baptist Community Housing Co is a housing & shelter nonprofit based in Wilmington, Delaware, with reported revenue of $535K and assets of $1.7M. Our AI analysis assigns a Mission Score of 65/100 (Good). Approximately 85% of spending goes to programs, 10% to administration, and 5% to fundraising. - Financial data consistently reported over 7 years, indicating a stable reporting history.
- No specific program details or impact metrics are readily available in the provided data, limiting a full understanding of their community housing initiatives.
- Compensation details for key executives are not disclosed in the provided financial summaries. Executive compensation cannot be assessed as no specific figures for salaries or benefits are provided in the available financial data. Revenue has remained stable +1% across 9 filing periods.